190 Harwill Dr, Stafford, VA 22556 Property Records

Stafford County property record for 190 Harwill Dr, Stafford, VA 22556 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,036 sqft · built 1995
Lot Size	3.28 acres (143,286 sqft)
Owner	Individual Name on File
Tax Bill	$187 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17D-32`

Property Details

APN / Parcel Number

Primary APN	`17D-32`
Alternative APNs	`017D 32` `2008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,036 sqft Living Area
Gross Area	4,524 sqft
Basement Area	1,288 sqft
Finished Basement	1,200 sqft
Unfinished Basement	88 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	143,286 sqft (3.28 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	331 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2008
Street Address	190 HARWILL DR
City	STAFFORD
State	VA
Zip	22556-6134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32A 3.2894 AC HARWILL ACRES
Legal Subdivision	HARWILL ACRES
Legal Block	3
Legal Lot Number	32A
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	3
Census Block	3026
Census Tract	10202

Owner

Source: Stafford County records · APN 17D-32

Assessment roll updated August 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	190 HARWILL DR, STAFFORD, VA 22556-6134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 06, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 14, 2023	Warranty Deed, Transfer · VA Mortgage PNC BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2025
Deed Sale	Aug 14, 2025
Prior Sale	May 21, 2024 · Amount on Record
Deed Document Number	202510564
Prior Transfer Date	Jul 31, 2025
Prior Transfer Doc	0000010564
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	May 06, 2026
Property Address	190 HARWILL DR, STAFFORD, VA 22556-6134
Document Number	0000006394
Instrument Date	Apr 30, 2026
Instrument	20266394
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 HARWILL DR, STAFFORD, VA 22556-6134

Mortgage

Document Number	0000006394,
Date	May 06, 2026
Instrument	20266394

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	5.49%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jul 14, 2023
Property Address	190 HARWILL DR, STAFFORD, VA 22556-6134
Document Number	0230008706
Instrument Date	Jul 10, 2023
Instrument	230008706
Transaction Type	Transfer
Record Updated	Aug 02, 2023
Title Company	EXPERT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 HARWILL DR, STAFFORD, VA 22556-6134

Mortgage

Document Number	0230008707
Date	Jul 14, 2023
Instrument	230008707

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated August 25, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$187.00 (-96.37%)	$647,500 (+18.81%) Land $170,000 Building $477,500	$647,500 (+18.81%) Land $170,000 Building $477,500
2024	$5,150.00
2023	$5,150.00 (+20.95%)	$545,000 (+3.95%) Land $150,000 Building $395,000	$545,000 (+3.95%) Land $150,000 Building $395,000
2022		$524,300 Land $150,000 Building $374,300	$524,300 Land $150,000 Building $374,300
2021	$4,258.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790102023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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