190 Hardwick Rd, Petersham, MA 01366 Property Records

Worcester County and Petersham Town property record for 190 Hardwick Rd, Petersham, MA 01366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,676 sqft · built 1979
Lot Size	38.5 acres (1,677,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,999 (Jun 2026)
Tax Bill	$8,920 (2026)
Deeds & Mortgages	Jun 2026 Sale Sep 2021 Refinance + 2 more
APN	`716.01`

Property Details

APN / Parcel Number

Primary APN	`716.01`
Alternative APN	`PETE M:416 B:93 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,676 sqft Living Area
Gross Area	5,060 sqft
Basement Area	1,324 sqft
Unfinished Basement	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,677,060 sqft (38.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	190 HARDWICK RD
City	PETERSHAM
State	MA
Zip	01366-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	93
Jurisdiction	PETERSHAM MA
Township / Civil Division	PETERSHAM
Census Block Group	1
Census Block	1075
Census Tract	704202

Owner

Source: Worcester County and Petersham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 HARDWICK RD, PETERSHAM, MA 01366-9723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Quit Claim Deed, Transfer
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage FIDELITY COOPERATIVE BANK
May 13, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	May 13, 2020 · Amount on Record
Deed Document Number	202645420
Deed Book / Page	73680 / 255
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PETERSHAM MA
Recording Date	Jun 5, 2026
Property Address	190 HARDWICK RD, PETERSHAM, MA 01366-9723
Document Number	073680-255
Book / Page	73680 / 255
Instrument Date	May 22, 2026
Instrument	202645420
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 HARDWICK RD, PETERSHAM, MA 01366-9723

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PETERSHAM MA
Property Address	190 HARDWICK RD, PETERSHAM, MA 01366-9723
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65990-119
Date	Sep 3, 2021
Book Page	65990/119
Instrument	124572

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PETERSHAM MA
Property Address	190 HARDWICK RD, PETERSHAM, MA 01366-9723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62880-168
Date	Jul 27, 2020
Book Page	62880/168
Instrument	81173

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PETERSHAM MA
Recording Date	May 13, 2020
Property Address	190 HARDWICK RD, PETERSHAM, MA 01366-9723
Document Number	62388-31
Book / Page	62388 / 31
Instrument Date	May 13, 2020
Instrument	48655
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 HARDWICK RD, PETERSHAM, MA 01366-9723

Mortgage

Document Number	48656
Date	May 13, 2020
Instrument	48656

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Petersham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Petersham Town
Elementary School District	Petersham School District (KG - 06)
Secondary School District	Ralph C. Mahar School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,920.00 (+0.33%)	$626,400 (+2.09%) Land $156,000 Building $470,400	$704,140 (-)
2025	$8,891.00 (+6.26%)	$613,600 (+4.87%) Land $148,100 Building $465,500	$704,140 (+3.36%)
2024	$8,367.00 (+6.91%)	$585,100 (+18.06%) Land $148,100 Building $437,000	$681,245
2023	$7,826.00	$495,600 Land $145,300 Building $350,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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