190 Harborview Cir, Denison, TX 75020 Property Records

Grayson County property record for 190 Harborview Cir, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,727 sqft · built 1968
Lot Size	0.322 acres (14,027 sqft)
Owner	Individual Name on Record
Tax Bill	$3,873 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011 0443002`

Property Details

APN / Parcel Number

Primary APN	`011 0443002`
Alternative APN	`101012`

Interior

Building Area	1,727 sqft Living Area
Gross Area	2,191 sqft
1st Floor Area	1,983 sqft
Upper Floors Area	351 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Lot Area	14,027 sqft (0.322 acres)
Garage Area	208 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	344 sqft
Utility Building	108 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	101012
Old Parcel Number	011 0443002
Street Address	190 HARBORVIEW CIR
City	DENISON
State	TX
Zip	75020-0434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0443 GATES GRUNBERRY A-G0443, ACRES .322
Legal Subdivision	GATES GRUNBERRY A-G0443
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1020
Census Tract	302

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	502 SHADYWOOD LN, RICHARDSON, TX 75080-6903
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Vendor's Lien, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 10, 2019	Warranty Deed, Transfer FIVE POINTS HLDG LLC
Nov 26, 2018	Quit Claim Deed, Transfer RED RIVER TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020
Deed Sale	Oct 14, 2020
Prior Sale	Jun 15, 2005
Deed Document Number	2020-00028113
Record Updated	Jun 8, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 14, 2020
Property Address	190 HARBORVIEW CIR # 196, 196, DENISON, TX 75020-0434
Document Number	0000028113
Map Reference	DOC 2018-26212
Instrument Date	Oct 9, 2020
Instrument	2020-00028113
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 SHADYWOOD LN, RICHARDSON, TX 75080-6903

Mortgage

Document Number	0000028114
Date	Oct 14, 2020
Instrument	2020-00028114

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 10, 2019
Property Address	190 HARBORVIEW CIR # 196, 196, DENISON, TX 75020-0434
Document Number	0000013341
Instrument Date	Jun 5, 2019
Instrument	13341
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 WOODMAN CIR LUCAS TX 75002, LUCAS, TX 75002

Mortgage

Document Number	13342
Date	Jun 10, 2019
Instrument	13342

Lender

Name	FIVE POINTS HLDG LLC
Address	1349 EMPIRE CENTRAL DR # 900, DALLAS, TX 75247-4084

Agreement

Amount	Amount Recorded
Term	600 Months
Due	Jun 9, 2069

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 26, 2018
Property Address	190 HARBORVIEW CIR # 196, 196, DENISON, TX 75020-0434
Document Number	0000026212
Instrument Date	Nov 21, 2018
Instrument	26212
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 190 BELLS TX 754140190, BELLS, TX 75414-0190

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,364 (-2.62%) Land $27,772 Building $210,592	$238,364 (-2.62%) Land $27,772 Building $210,592
2024	$3,873.00 (+4.11%)
2023		$244,769 Land $23,985 Building $220,784	$244,769 Land $23,985 Building $220,784
2022	$3,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKY POINT ESTATES private · serves 441 people · EPA ID TX0910038
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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