Polk County property record for 190 Haggard Ln, Ocoee, TN 37361 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,688 sqft · built 1987 |
| Lot Size | 10.9 acres (474,804 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $880 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 070054 05400 |
| Primary APN | 070054 05400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Basement Area | 352 sqft |
| Finished Basement | 352 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 474,804 sqft (10.9 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 190 HAGGARD LN |
|---|---|
| City | OCOEE |
| State | TN |
| Zip | 37361-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: D01 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950300 |
Source: Polk County records · APN 070054 05400
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 HAGGARD LN, OCOEE, TN 37361-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2025 |
| Deed Sale | Sep 16, 2025 |
| Prior Sale | Jun 07, 1994 |
| Deed Document Number | 0000021664 |
| Deed Book / Page | 267 / 175 |
| Prior Transfer Date | Jun 30, 2010 |
| Prior Transfer Doc | 0000267175 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK TN |
| Property Address | 190 HAGGARD LN, OCOEE, TN 37361-3642 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 190 HAGGARD LN, OCOEE, TN 37361-3642 |
| Document Number | 000003/860 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | 3/860 |
| Instrument | 25002752 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | PO BOX 2026, FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 29, 2040 |
| Change Frequency | Monthly |
|---|
Source: Polk County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $880.00 | $52,100 (-) Land $11,550 Building $40,550 | |
| 2024 | $880.00 | $52,100 (-) Land $11,550 Building $40,550 | |
| 2023 | $880.00 (-2.65%) | $52,100 (+44.72%) Land $11,550 Building $40,550 | $208,400 (+44.72%) Land $46,200 Building $162,200 |
| 2022 | $904.00 | $36,000 Land $11,550 Building $24,450 | $144,000 Land $46,200 Building $97,800 |
Source: FEMA National Flood Hazard Layer, Polk County (47139C), updated May 18, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471399503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 21 (1994–2020) |
| Claims Outside the SFHA | 3 of 21 |
| Most Recent Claim | Apr 2020, Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 53% of the US · above 71% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 758 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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