190 Guy Waters Rd, Dahlonega, GA 30533 Property Records

Lumpkin County property record for 190 Guy Waters Rd, Dahlonega, GA 30533

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,236 sqft · built 1996
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$353 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004 057`

Property Details

APN / Parcel Number

Primary APN	`004 057`
Alternative APN	`10175`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,236 sqft Heated Area
Basement Area	729 sqft
Finished Basement	393 sqft
Unfinished Basement	336 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	294 sqft
Patio Area	294 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10175
Street Address	190 GUY WATERS RD
City	DAHLONEGA
State	GA
Zip	30533-3654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AP
Legal Description	1.50 ACR LL 594 593 LD 5-1
Jurisdiction	LUMPKIN GA
Township / Civil Division	DAHLONEGA
Census Block Group	1
Census Block	1080
Census Tract	960203

Owner

Source: Lumpkin County records, as of March 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 GUY WATERS RD, DAHLONEGA, GA 30533-3654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2004
Deed Sale	May 21, 2004
Prior Sale	Dec 3, 2003
Deed Book / Page	33 / 38
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUMPKIN GA
Property Address	190 GUY WATERS RD, DAHLONEGA, GA 30533-3654
Document Number	0014370127
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 GUY WATERS RD DAHLONEGA GA 305333654, DAHLONEGA, GA 30533-3654

Mortgage

Document Number	0014370127
Date	Oct 15, 2019
Book Page	001437/000127
Instrument	4388

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUMPKIN GA
Property Address	190 GUY WATERS RD, DAHLONEGA, GA 30533-3654
Document Number	0013570523
Book / Page	001357 / 000523
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 GUY WATERS RD DAHLONEGA GA 305333654, DAHLONEGA, GA 30533-3654

Mortgage

Document Number	0013570523
Date	May 4, 2017
Book Page	001357/000523
Instrument	2176

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2032

Tax Assessment & Valuation

Source: Lumpkin County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Lumpkin County
Unified School District	Lumpkin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$353.00 (+383.56%) Homeowner's exemption Senior Citizen's exemption	$118,000 (+7.63%) Land $14,131 Building $103,869	$295,000 (+7.63%) Land $35,328 Building $259,672
2024	$73.00 (-52.6%) Homeowner's exemption Senior Citizen's exemption	$109,638 (+7.11%) Land $12,846 Building $96,792	$274,096 (+7.11%) Land $32,116 Building $241,980
2023	$154.00 Homeowner's exemption Senior Citizen's exemption	$102,362 Land $12,006 Building $90,356	$255,905 Land $30,015 Building $225,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: ETC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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