190 Graney Dr, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 190 Graney Dr, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	4,642 sqft · built 1987
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$1,340,000 (Jul 2023)
Tax Bill	$39,673 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-00301-0000-00008-01`

Property Details

APN / Parcel Number

Primary APN	`53-00301-0000-00008-01`
Alternative APN	`53003010000000080001`

Interior

Stories	2 Stories
Building Area	4,642 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Frame
Lot Area	54,014 sqft (1.24 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	190 GRANEY DR
City	RIVER VALE
State	NJ
Zip	07675-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.24AC
Legal Subdivision	ROGER BROOKS
Legal Block	301
Legal Lot Number	8.01
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	1
Census Block	1005
Census Tract	49001

Owner

190 Graney Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Bergen County and River Vale Township records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 GRANEY DR, RIVER VALE, NJ 07675-6538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Deed Document Number	202349730
Deed Book / Page	5048 / 478
Prior Transfer Date	Nov 22, 2013
Prior Transfer Doc	0015731942
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 28, 2023
Property Address	190 GRANEY DR, RIVER VALE, NJ 07675-6538
Document Number	0050480478
Book / Page	5048 / 478
Instrument Date	Jul 19, 2023
Instrument	2023049730
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 SILENT NEST WAY # 147, 147, FRANKLIN LAKES, NJ 07417-2284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 GRANEY DR, RIVER VALE, NJ 07675-6538

Mortgage

Document Number	0050480485
Date	Jul 28, 2023
Book Page	5048/485
Instrument	2023049731

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Aug 1, 2033
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year T-Bill
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 190 Graney Dr was $39,673, up 2.6% from the year before.

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,416,400 (-) Land $589,000 Building $827,400	$1,416,400 (-) Land $589,000 Building $827,400
2025	$39,673.00 (+2.56%)	$1,416,400 Land $589,000 Building $827,400	$1,416,400 Land $589,000 Building $827,400
2024	$38,682.00
2023		$1,416,400 (-) Land $589,000 Building $827,400	$1,416,400 (-) Land $589,000 Building $827,400
2022	$37,463.00 (+2.4%)	$1,416,400 Land $589,000 Building $827,400	$1,416,400 Land $589,000 Building $827,400
2021	$36,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Graney Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1978–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Graney Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20