Marion County property record for 190 Gemini Dr, Hannibal, MO 63401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1976 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,973 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H11859 |
| Primary APN | H11859 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Basement Area | 1,400 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 195 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Patio Area | 1,754 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | H11859 |
|---|---|
| Street Address | 190 GEMINI DR |
| City | HANNIBAL |
| State | MO |
| Zip | 63401-2388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD LAKE APOLLO 2ND ADD, ALL LOT 11 DIM DEED-98 X 195.07 IRR |
| Legal Subdivision | LAKE APOLLO 2ND ADD |
| Legal Lot Number | 11 |
| Jurisdiction | MARION MO |
| Township / Civil Division | MILLER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960400 |
190 Gemini Dr is owned and occupied by two individuals who acquired it in November 1997.
Source: Marion County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 GEMINI DR, HANNIBAL, MO 63401-2388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 1997 |
| Deed Sale | Nov 19, 1997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Recording Date | Jun 8, 2026 |
| Property Address | 190 GEMINI DR, HANNIBAL, MO 63401-2388 |
| Document Number | 0000001685 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20261685 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 190 GEMINI DR, HANNIBAL, MO 63401-2388 |
| Document Number | 0000001685, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261685 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 190 Gemini Dr was $1,973.
Source: Marion County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Marion County |
| Municipality | Hannibal City |
| Unified School District | Hannibal 60 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,973.00 | $30,490 Land $2,300 Building $28,190 | $160,450 Land $12,100 Building $148,350 |
| 2023 | $1,730.00 | $27,710 Land $2,090 Building $25,620 | $145,860 Land $11,000 Building $134,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Gemini Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Gemini Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANNIBAL PWS serves 17,108 people · EPA ID MO2010344 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chariton Valley Communication Fiber | 1,000 / 1,000 |
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