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190 Gamble Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 190 Gamble Ave, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2003
Square Footage1,014 sqft Living Area
Lot Size16,100 sqft (0.369 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2020)
Tax Bill$2,654.00 (2025)

Property Details

APN / Parcel Number

Primary APN4238-02-06-0300
Alternative APNs
  • 32143802060300
  • 3142489.0
  • 3142489

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,014 sqft Living Area
1st Floor1,014 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area16,100 sqft (0.369 acres)
Depth X Width161 ft x 100 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area180 sqft Shed
PorchOpen Porch
Porch Area275 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemConvection Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number3142489.0
Old Parcel Number32143802060300
Street Address190 GAMBLE AVE
CityORMOND BEACH
StateFL
Zip32174-3331
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN 160.66 FT ON GAMBLE AVE OF LOT 30 BLK 6 TOMOKA ESTATES MB 11 PG 194 PER OR 4586 PGS 3589-3590 PER OR 7693 PG 4863 PER OR
Legal Range32E
Legal Township14S
Legal Section38
Legal SubdivisionTOMOKA
Legal Tract2
Legal Block6
Legal Lot Number30
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup2
Census Block2038
Census Tract80101

Owner

Source: Volusia County records · APN 4238-02-06-0300

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address190 GAMBLE AVE, ORMOND BEACH, FL 32174-3331
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 10, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
May 14, 2019Warranty Deed, Transfer
OCEAN BLUE TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2020 · Amount on Record
Deed SaleJun 10, 2020 · Amount on Record
Prior SaleMay 14, 2019 · Amount on Record
Deed Doc Number2020-103692
Deed Book / Page7862 / 3688
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address190 GAMBLE AVE, ORMOND BEACH, FL 32174-3331
Transaction TypeMortgage
Record UpdatedJun 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 GAMBLE AVE, ORMOND BEACH, FL 32174-3331

Mortgage

Document Number0082572393
DateMay 19, 2022
Book Page8257/2393
Instrument2022122241
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJun 10, 2020
Property Address190 GAMBLE AVE, ORMOND BEACH, FL 32174-3331
Document Number0078623688
Book / Page7862 / 3688
Map ReferenceMB 11 PG 194-196
Instrument DateJun 01, 2020
Instrument2020-103692
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyAGENTS CHOICE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address432 PALM AVE, 432, ORMOND BEACH, FL 32174-3313

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 KIMBERLY DR, ORMOND BEACH, FL 32174-4612

Mortgage

Document Number0078623689
DateJun 10, 2020
Instrument7862/3689
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 14, 2019
Property Address190 GAMBLE AVE, ORMOND BEACH, FL 32174-3331
Document Number0076934863
Book / Page007693 / 004863
Instrument DateMay 07, 2019
Instrument94605
Transaction TypeTransfer
Record UpdatedJun 07, 2019
Title CompanyOCEAN BLUE TITLE LLC

Transaction

AmountAmount Recorded
Tax$577.50
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address432 PALM AVE ORMOND BEACH FL 321743313, ORMOND BEACH, FL 32174-3313

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,654.00 (+3.11%) Homeowner's exemption$176,556 (+5.99%)$214,962 (+3.95%) Land $36,800 Building $178,162
2023$2,574.00 (+2.51%) Homeowner's exemption$166,584 (+3%)$206,794 (+7.82%) Land $36,800 Building $169,994
2022$2,511.00 Homeowner's exemption$161,732$191,800 Land $36,800 Building $155,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire LikelihoodAbout 1 in 256 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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