190 Fox Bay Rd, Loris, SC 29569 Property Records

Horry County property record for 190 Fox Bay Rd, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,622 sqft · built 1954
Lot Size	4.09 acres (178,160 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Oct 2020)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`176-12-03-0004`

Property Details

APN / Parcel Number

Primary APN	`176-12-03-0004`
Alternative APN	`0480702011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	3,622 sqft Living Area
Gross Area	3,597 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	178,160 sqft (4.09 acres)
Garage Type	Carport
Garage Area	1,028 sqft
Carport	Carport
Carport Area	1,028 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	190 FOX BAY RD
City	LORIS
State	SC
Zip	29569-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX BAY RD; TRACT 2
Legal Subdivision	WILCO HESS LLC
Legal Tract	2
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2042
Census Tract	20202

Owner

190 Fox Bay Rd is owned and occupied by an individual who bought it in October 2020.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	190 FOX BAY RD, LORIS, SC 29569-5302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Warranty Deed, Transfer · VA Mortgage CMG MTG
Oct 4, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Book / Page	4353 / 3047
Prior Transfer Date	Sep 25, 2003
Prior Transfer Doc	2650/0252
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 20, 2020
Property Address	190 FOX BAY RD, LORIS, SC 29569-5302
Document Number	4353/3047
Book / Page	004353 / 003047
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 FOX BAY RD LORIS SC 295695302, LORIS, SC 29569-5302

Mortgage

Document Number	6281/0274
Date	Oct 20, 2020
Book Page	006281/000274

Lender

Name	CMG MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 4, 2019
Property Address	190 FOX BAY RD, LORIS, SC 29569-5302
Document Number	4248/2998
Book / Page	004248 / 002998
Instrument Date	Oct 4, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$759.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 BRAMBLETON AVE ROANOKE VA 240186525, ROANOKE, VA 24018-6525

Tax Assessment & Valuation

The 2025 property tax bill for 190 Fox Bay Rd was $1,812.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,812.00		$525,293 (-) Land $85,350 Building $439,943
2024	$1,812.00 (+7.28%)	$21,012 (-14.1%) Land $3,414 Building $17,598	$525,293 (+28.84%) Land $85,350 Building $439,943
2023	$1,689.00	$24,462 Land $3,804 Building $20,658	$407,700 Land $63,400 Building $344,300
2021	$5,292.00	$16,332 Land $2,560 Building $13,772	$408,300 Land $64,000 Building $344,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 190 Fox Bay Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (2015–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Fox Bay Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORIS serves 4,350 people · EPA ID SC2610010
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

May also be available: Spectrum.

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