190 Fore Rd, Eliot, ME 03903 Property Records

York County and Eliot Town property record for 190 Fore Rd, Eliot, ME 03903

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,327 sqft · built 1900
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Dec 2021)
Tax Bill	$7,403 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ELIO M:26 B:21 L`

Property Details

APN / Parcel Number

Primary APN	`ELIO M:26 B:21 L`
Alternative APN	`2306`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,327 sqft Living Area
Gross Area	4,122 sqft
1st Floor Area	1,294 sqft
Basement Area	1,294 sqft
Unfinished Basement	514 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2306
Street Address	190 FORE RD
City	ELIOT
State	ME
Zip	03903-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Block	21
Jurisdiction	ELIOT ME
Township / Civil Division	ELIOT
Census Block Group	2
Census Block	2024
Census Tract	37000

Owner

Source: York County and Eliot Town records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 FORE RD, ELIOT, ME 03903-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage EMERALD CAPITAL LENDING III LLC
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMERALD CAPITAL LENDING III LLC
Mar 5, 2025	Deed of Trust, Mortgage · Line of Credit KENNEBUNK SAVINGS BANK
Dec 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Feb 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EMERALD CAP LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Book / Page	18914 / 891
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	190 FORE RD, ELIOT, ME 03903-1364
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188070347
Date	Sep 20, 2021
Book Page	18807/347
Instrument	2021055133

Lender

Name	EMERALD CAPITAL LENDING III LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	190 FORE RD, ELIOT, ME 03903-1364
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188430874
Date	Oct 20, 2021
Book Page	18843/874
Instrument	2021061625

Lender

Name	EMERALD CAPITAL LENDING III LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	190 FORE RD, ELIOT, ME 03903-1364
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196150217
Date	Mar 5, 2025
Book Page	19615/217
Instrument	2025006659

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELIOT ME
Recording Date	Dec 30, 2021
Property Address	190 FORE RD, ELIOT, ME 03903-1364
Document Number	0189140891
Book / Page	18914 / 891
Instrument Date	Dec 30, 2021
Instrument	2021074706
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	10 BROOKWOOD DR, SOUTH BERWICK, ME 03908-2023

Mortgage

Document Number	2021074707
Date	Dec 30, 2021
Instrument	2021074707

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELIOT ME
Recording Date	Feb 17, 2021
Property Address	190 FORE RD, ELIOT, ME 03903-1364
Document Number	0185600845
Book / Page	18560 / 845
Instrument Date	Feb 16, 2021
Instrument	2021009302
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ADAMS LN # 15, 15, KITTERY, ME 03904-1521

Mortgage

Document Number	2021009303
Date	Feb 17, 2021
Instrument	2021009303

Lender

Name	EMERALD CAP LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Eliot Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Eliot Town
Unified School District	School Administrative District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,403.00 (-3.09%)	$658,000 (+2.08%) Land $149,300 Building $508,700
2024	$7,639.00 (-5.47%)	$644,600 (-2.29%) Land $135,900 Building $508,700
2023	$8,081.00 (+4.66%)	$659,700 (+3.39%) Land $191,400 Building $468,300	$857,090
2022	$7,721.00	$638,100 Land $191,400 Building $446,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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