Macon County property record for 190 Fodderstack Rd, Highlands, NC 28741 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2003 |
| Square Footage | 2,081 sqft Heated Area |
| Lot Size | 105,851 sqft (2.43 acres) |
| Garage | Carport |
| Tax Bill | $10,636.00 (2025) |
| Primary APN | 7449756554 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,081 sqft Heated Area |
| 1st Floor | 2,081 sqft 1st Floor |
| Basement Area | 2,081 sqft Basement |
| Finished Basement | 2,081 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 105,851 sqft (2.43 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Total Buildings | 2 Total Buildings |
|---|---|
| Deck Area | 585 sqft Deck |
| Patio Area | 1,339 sqft Patio |
| Porch Area | 542 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 43330 |
|---|---|
| Street Address | 190 FODDERSTACK RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 20 RAVENEL |
| Legal Subdivision | RAVENEL |
| Legal Lot Number | 20 |
| Jurisdiction | MACON NC |
| Minor Civil Division | HIGHLANDS |
| Census Blockgroup | 1 |
| Census Block | 1064 |
| Census Tract | 970502 |
Source: Macon County records · APN 7449756554
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2669, HIGHLANDS, NC 28741-2669 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 190 FODDERSTACK RD, HIGHLANDS, NC 28741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | G41/878 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | G-41/878 |
| Instrument | 2021008923 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 3.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 6.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 190 FODDERSTACK RD, HIGHLANDS, NC 28741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | K40/1492 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | K-40/1492 |
| Instrument | 2020009443 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,687,610 (-) Land $800,000 Building $1,887,610 | $2,687,610 (-) Land $800,000 Building $1,887,610 | |
| 2025 | $10,636.00 (+0.11%) | ||
| 2023 | $10,624.00 | $2,687,610 Land $800,000 Building $1,887,610 | $2,687,610 Land $800,000 Building $1,887,610 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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