190 Floyd Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 190 Floyd Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,340 sqft · built 1957
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Oct 2004)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06500-005-020-000`

Property Details

APN / Parcel Number

Primary APN	`R06500-005-020-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	1,340 sqft
Finished Basement	1,340 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	16 sqft
Patio Area	314 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	190 FLOYD DR
City	WILMINGTON
State	NC
Zip	28412-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IND
Legal Description	ADJ GORDON
Legal Block	5
Legal Lot Number	20
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1006
Census Tract	12111

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	190 FLOYD DR, WILMINGTON, NC 28412-7032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2004 · Amount on Record
Deed Sale	Oct 1, 2004 · Amount on Record
Prior Sale	Sep 12, 1997 · Amount on Record
Deed Book / Page	4512 / 770
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	190 FLOYD DR, WILMINGTON, NC 28412-7032
Document Number	0061070532
Book / Page	006107 / 000532
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 FLOYD DR WILMINGTON NC 284127032, WILMINGTON, NC 28412-7032

Mortgage

Document Number	0061070532
Date	Dec 7, 2017
Book Page	006107/000532
Instrument	39273

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 6, 2032

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,600 (-) Land $154,100 Building $56,500	$210,600 (-) Land $154,100 Building $56,500
2025	$1,239.00 (+62.17%)	$210,600 (+139.59%) Land $154,100 Building $56,500	$210,600 (+139.59%) Land $154,100 Building $56,500
2024	$764.00 (+2.96%)
2023	$742.00 (-0.67%)	$87,900 Land $52,700 Building $35,200	$87,900 Land $52,700 Building $35,200
2022	$747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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