190 Fieldstone Dr, Troy, MO 63379 Property Records

Lincoln County property record for 190 Fieldstone Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 2006
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Oct 2017)
Tax Bill	$2,133 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-30-06-000-000-006.069`

Property Details

APN / Parcel Number

Primary APN	`20-30-06-000-000-006.069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Basement Area	1,474 sqft
Unfinished Basement	1,474 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	190 FIELDSTONE DR
City	TROY
State	MO
Zip	63379-2946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 STONEBRIDGE PLAT 1
Legal Range	01E
Legal Township	48N
Legal Section	06
Legal Subdivision	STONEBRIDGE
Legal Lot Number	69
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3009
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 FIELDSTONE DR, TROY, MO 63379-2946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE HOME LOAN EXPERT LLC
Oct 24, 2017	Intrafamily Transfer, Transfer · VA Mortgage THE HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Mar 11, 2008 · Amount on Record
Deed Document Number	20179966
Deed Book / Page	2416 / 483
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	0000002481
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	190 FIELDSTONE DR, TROY, MO 63379-2946
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	TRA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 FIELDSTONE DR, TROY, MO 63379-2946

Mortgage

Document Number	002473/748
Date	Dec 17, 2021
Book Page	2473/748
Instrument	2021016336

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Oct 24, 2017
Property Address	190 FIELDSTONE DR, TROY, MO 63379-2946
Document Number	2416/0483
Book / Page	2416 / 0483
Map Reference	MB14 PG61
Instrument Date	Oct 19, 2017
Instrument	2017009966
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, TRI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 FIELDSTONE DR, TROY, MO 63379-2946

Mortgage

Document Number	2017009967
Date	Oct 24, 2017
Instrument	2017009967

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,955 (-) Land $4,744 Building $29,211
2025	$2,133.00 (+7.95%)	$33,955 (+9.28%) Land $4,744 Building $29,211	$178,710 (+9.28%) Land $24,970 Building $153,740
2023	$1,976.00 (+5.78%)	$31,071 Land $3,813 Building $27,257	$163,530 Land $20,070 Building $143,460
2022	$1,868.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications.

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