190 Fairgate Ln, Chico, CA 95926 Property Records

Butte County property record for 190 Fairgate Ln, Chico, CA 95926

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 1,198 sqft · built 1985
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Nov 2019)
Tax Bill$3,792 (2025)
Deeds & MortgagesMay 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN043-570-002-000

Property Details

APN / Parcel Number

Primary APN043-570-002-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,198 sqft Living Area
1st Floor Area1,198 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleModern
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address190 FAIRGATE LN
CityCHICO
StateCA
Zip95926-7794
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodePUD
Legal Description190 FAIRGATE LANE
Legal SubdivisionHOLLYBROOK PH 04
Legal Lot Number41
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group1
Census Block1004
Census Tract502

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address190 FAIRGATE LN, CHICO, CA 95926-7794
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 18, 2019Grant Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleNov 8, 2013 · Amount on Record
Deed Document Number201950397
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address190 FAIRGATE LN, CHICO, CA 95926-7794
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 FAIRGATE LN, CHICO, CA 95926-7794

Mortgage

Document Number0000024168
DateMay 26, 2021
Instrument2021-0024168
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateNov 18, 2019
Property Address190 FAIRGATE LN, CHICO, CA 95926-7794
Document Number0000050397
Map ReferenceMB 100 PG 22-25
Instrument DateNov 13, 2019
Instrument2019-0050397
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyBIDWELL TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 FAIRGATE LN, CHICO, CA 95926-7794

Mortgage

Document Number0000050398
DateNov 18, 2019
Instrument2019-0050398
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$333,535 (+2%) Land $161,748 Building $171,787
2025$3,792.00 (+8%)$326,996 (+4.04%) Land $158,577 Building $168,419
2023$3,511.00 (+1.59%)$314,300 Land $152,420 Building $161,880
2022$3,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications, T-Mobile, unWired Broadband, Verizon.

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