190 Eucalyptus Ave, Hillsborough (Burlingame), CA 94010 Property Records

San Mateo County property record for 190 Eucalyptus Ave, Hillsborough, CA 94010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,700 sqft · built 1976
Lot Size	0.611 acres (26,616 sqft)
Owner	2 Individual Names on File
Last Sale	$6,000,000 (Dec 2017)
Tax Bill	$66,384 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-371-040`

Property Details

APN / Parcel Number

Primary APN	`031-371-040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,700 sqft Living Area
1st Floor Area	3,110 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	26,616 sqft (0.611 acres)
Lot Dimensions	150 ft deep x 177 ft wide
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	190 EUCALYPTUS AVE
City	HILLSBOROUGH
State	CA
Zip	94010-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOT 4 HOMEPLACE RSM 81/30-31
Legal Subdivision	HOMEPLACE
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2011
Census Tract	605600

Owner

190 Eucalyptus Ave is owned and occupied by two individuals who bought it in December 2017.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 15, 2017	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Sep 18, 2014 · Amount on File
Deed Document Number	2017112649
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	190 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6602
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6602

Mortgage

Document Number	0000098507
Date	Jun 29, 2021
Instrument	2021-098507

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	10-Year TN
Max Rate	7.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	190 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6602

Mortgage

Document Number	0000116668
Date	Oct 23, 2020
Instrument	2020-116668

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 15, 2017
Property Address	190 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6602
Document Number	0000112649
Map Reference	MB81 PG30&31
Instrument Date	Dec 13, 2017
Instrument	2017-112649
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	190 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6602

Mortgage

Document Number	0000112650
Date	Dec 15, 2017
Instrument	2017-112650

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Index	1-Year LIBOR
Max Rate	9.95%

Tax Assessment & Valuation

The 2025 property tax bill for 190 Eucalyptus Ave was $66,384 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Hillsborough Town
Elementary School District	Hillsborough City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,873,000 (+8.76%) Land $3,549,000 Building $2,324,000
2025	$66,384.00 Homeowner's exemption	$5,400,000 Land $3,263,000 Building $2,137,000
2023	$71,401.00 (+0.03%) Homeowner's exemption	$5,850,000 Land $3,535,330 Building $2,314,670	$7,401,060
2022	$71,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Eucalyptus Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Eucalyptus Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks.

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