190 Epperson Ave, Cookeville, TN 38506 Property Records

Putnam County property record for 190 Epperson Ave, Cookeville, TN 38506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,172 sqft · built 1968
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$74,468 (Jun 2017)
Tax Bill	$663 (2022)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071026N B 01400`

Property Details

APN / Parcel Number

Primary APN	`071026N B 01400`
Alternative APN	`026N B 01400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	190 EPPERSON AVE
City	COOKEVILLE
State	TN
Zip	38506-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 19, COUNTY AREA: J01
Jurisdiction	PUTNAM TN
Township / Civil Division	12
Census Block Group	2
Census Block	2044
Census Tract	202

Owner

190 Epperson Ave is owned and occupied by an individual who bought it in June 2017.

Source: Putnam County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	190 EPPERSON AVE, COOKEVILLE, TN 38506-5125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 7, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVTRS
May 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Book / Page	998 / 182
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	190 EPPERSON AVE, COOKEVILLE, TN 38506-5125
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1349244
Date	Oct 21, 2021
Book Page	1349/244
Instrument	264600

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Jul 1, 2047

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	190 EPPERSON AVE, COOKEVILLE, TN 38506-5125
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1347581
Date	Oct 14, 2021
Book Page	1347/581
Instrument	264331

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 7, 2017
Property Address	190 EPPERSON AVE, COOKEVILLE, TN 38506-5125
Document Number	RB998182
Book / Page	000998 / 000182
Instrument Date	May 26, 2017
Instrument	202061
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 EPPERSON AVE COOKEVILLE TN 385065125, COOKEVILLE, TN 38506-5125

Mortgage

Document Number	RB998184
Date	Jun 7, 2017
Book Page	000998/000184
Instrument	202062

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	May 26, 2017
Property Address	190 EPPERSON AVE, COOKEVILLE, TN 38506-5125
Document Number	RB996335
Book / Page	000996 / 000335
Instrument Date	May 25, 2017
Instrument	201683
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$34.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 EPPERSON AVE COOKEVILLE TN 385065125, COOKEVILLE, TN 38506-5125

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Algood City
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,375 Land $3,750 Building $19,625
2023		$23,375 Land $3,750 Building $19,625
2022	$663.00
2021			$93,500 Land $15,000 Building $78,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 190 Epperson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Epperson Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGOOD WATER SYSTEM serves 10,042 people · EPA ID TN0000009
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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