190 Enclave Dr, Clemmons, NC 27012 Property Records

Davidson County property record for 190 Enclave Dr, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,781 sqft · built 2025
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$486,500 (Nov 2025)
Tax Bill	$2,135 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-016-C-000-0005`

Property Details

APN / Parcel Number

Primary APN	`03-016-C-000-0005`
Alternative APNs	`9028440` `9286246`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,781 sqft Total Area
1st Floor Area	1,780 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Lot Width	71 ft Width
Garage Area	528 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9286246
Street Address	190 ENCLAVE DR
City	CLEMMONS
State	NC
Zip	27012-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	PB95-41 L5 BK2729-2069 ARBOR PARK PH2
Legal Subdivision	ARBOR PARK PHASE 2
Legal Phase	2
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	3
Census Block	3000
Census Tract	60303

Owner

190 Enclave Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 ENCLAVE DR, CLEMMONS, NC 27012-7917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Deed Document Number	202521461
Deed Book / Page	2729 / 2069
Record Updated	Oct 29, 2026

November 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DAVIDSON NC
Recording Date	Nov 20, 2025
Property Address	190 ENCLAVE DR, CLEMMONS, NC 27012-7917
Document Number	0027292069
Book / Page	2729 / 2069
Map Reference	MB 93 PG 78
Instrument Date	Oct 31, 2025
Instrument	2025021461
Record Updated	Dec 1, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 BURWOOD DR, WINSTON SALEM, NC 27127-3209

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 ENCLAVE DR, CLEMMONS, NC 27012-7917

Mortgage

Document Number	2025021462
Date	Nov 20, 2025
Instrument	2025021462

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.77%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.77%
Max Rate At Change	7.77%
Index	5-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

The 2026 property tax bill for 190 Enclave Dr was $2,135, up 577.8% from the year before.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,135.00 (+577.78%)	$321,830 (+543.66%)	$321,830 (+543.66%) Land $50,000 Building $271,830
2025	$315.00	$50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 190 Enclave Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Enclave Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Enclave Dr

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