190 Elder Ave, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 190 Elder Ave, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,576 sqft · built 1926
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Nov 2025)
Tax Bill	$10,302 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00003-0000-00094`

Property Details

APN / Parcel Number

Primary APN	`03-00003-0000-00094`
Alternative APNs	`0300001G00035` `030000300094`

Interior

Stories	2 Stories
Building Area	1,576 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300001G00035
Street Address	190 ELDER AVE
City	BERGENFIELD
State	NJ
Zip	07621-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	40X100
Legal Subdivision	BERGEN MANOR SEC #4
Legal Block	3
Legal Lot Number	94
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	5
Census Block	5000
Census Tract	3300

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 ELDER AVE, BERGENFIELD, NJ 07621-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Apr 14, 2025 · Amount on Record
Deed Document Number	202576266
Deed Book / Page	5642 / 610
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 12, 2025
Property Address	190 ELDER AVE, BERGENFIELD, NJ 07621-1112
Document Number	0056420610
Book / Page	5642 / 610
Instrument Date	Oct 15, 2025
Instrument	2025076266
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,404.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 W PASSAIC ST, ROCHELLE PARK, NJ 07662-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 ELDER AVE, BERGENFIELD, NJ 07621-1112

Mortgage

Document Number	2025076267
Date	Nov 12, 2025
Instrument	2025076267

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,600 (-) Land $140,000 Building $135,600	$275,600 (-) Land $140,000 Building $135,600
2025	$10,302.00 (+5.99%) Veteran's exemption	$275,600 (-) Land $140,000 Building $135,600	$275,600 (-) Land $140,000 Building $135,600
2024	$9,720.00 (+7.99%)
2023		$275,600 Land $140,000 Building $135,600	$275,600 Land $140,000 Building $135,600
2022	$9,001.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20