190 E Shore Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 190 E Shore Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,192 sqft · built 1952
Lot Size	0.203 acres (8,860 sqft)
Owner	2 Individual Names on File
Last Sale	$257,500 (Oct 2007)
Tax Bill	$8,136 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03040-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`18-03040-0000-00015`
Alternative APN	`1800111000000021`

Interior

Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	8,860 sqft (0.203 acres)
Lot Dimensions	103 ft deep x 86 ft wide

Location & Zoning

Old Parcel Number	1800111000000021
Street Address	190 E SHORE TRL
City	SPARTA
State	NJ
Zip	07871-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK SEC 03
Legal Block	3040
Legal Lot Number	15
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	7
Census Block	7002
Census Tract	373400

Owner

190 E Shore Trl is owned and occupied by two individuals who bought it in October 2007.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 E SHORE TRL, SPARTA, NJ 07871-2006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2007 · Amount on File
Deed Sale	Oct 18, 2007 · Amount on File
Deed Document Number	200730402
Deed Book / Page	3181 / 57
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	190 E SHORE TRL, SPARTA, NJ 07871-2006
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104381155
Date	Feb 25, 2026
Book Page	10438/1155
Instrument	2026003450

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2055

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	Apr 6, 2026
Property Address	190 E SHORE TRL, SPARTA, NJ 07871-2006
Document Number	0000006304
Book / Page	10446 / 1904
Instrument Date	Oct 20, 2025
Instrument	20266304
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	220 TITLE, 20/20 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 E SHORE TRL, SPARTA, NJ 07871-2006

Mortgage

Document Number	0000006304,
Date	Apr 6, 2026
Book Page	10446/1904
Instrument	20266304

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	6.26%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	190 E SHORE TRL, SPARTA, NJ 07871-2006
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101710204
Date	Jun 21, 2022
Book Page	10171/204
Instrument	20220621010197200

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 190 E Shore Trl was $8,136, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,800 (-) Land $110,300 Building $111,500	$221,800 (-) Land $110,300 Building $111,500
2025	$8,136.00 (+2.21%)	$221,800 Land $110,300 Building $111,500	$221,800 Land $110,300 Building $111,500
2024	$7,960.00
2023		$221,800 Land $110,300 Building $111,500	$221,800 Land $110,300 Building $111,500
2022	$7,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 E Shore Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 E Shore Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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