State of Hawaii and Hawaii County property record for 190 E Palai St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 880 sqft · built 1968 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Aug 2026) |
| Tax Bill | $4,110 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-046-038 |
| Primary APN | 3-2-2-046-038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Street Address | 190 E PALAI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 14-E-1 10000 SF DES BLK 801 POR LPGR 10873 |
| Legal Subdivision | WAIAKEA HMSTD. HOUSELOTS |
| Legal Block | 801 |
| Legal Lot Number | 14-E- |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 20600 |
Source: State of Hawaii and Hawaii County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2575 KINAI ST, A, HILO, HI 96720-7644 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Deed Book / Page | 9732 / 273 |
| Prior Transfer Date | May 6, 2016 |
| Prior Transfer Doc | 0059740714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Aug 24, 2026 |
| Property Address | 190 E PALAI ST, HILO, HI 96720-5635 |
| Document Number | 9732000273 |
| Book / Page | 9732 / 273 |
| Instrument Date | Jul 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | TITLE GUARANTY |
| Tax | $45,450.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2575 KINAI ST, HILO, HI 96720-7644 |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,800 (+1.49%) Land $231,500 Building $144,300 | $375,800 (+1.49%) Land $231,500 Building $144,300 | |
| 2025 | $4,110.00 (+1,955%) | $370,300 (+133.63%) Land $226,000 Building $144,300 | $370,300 (+21.13%) Land $226,000 Building $144,300 |
| 2024 | $158,500 (+2.99%) Land $54,300 Building $104,200 | $305,700 (-5.53%) Land $167,500 Building $138,200 | |
| 2023 | $200.00 Homeowner's exemption | $153,900 Land $54,300 Building $99,600 | $323,600 Land $195,000 Building $128,600 |
| 2022 | $200.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (1979–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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