Bergen County and Allendale Borough property record for 190 E Orchard St, Allendale, NJ 07401
| Property Type | Single Family Home |
|---|---|
| Details | 3,617 sqft · built 1989 |
| Lot Size | 1.68 acres (73,355 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $789,000 (Jun 1997) |
| Tax Bill | $27,951 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01901-0000-00007-03 |
| Primary APN | 01-01901-0000-00007-03 |
|---|---|
| Alternative APN |
|
| Building Area | 3,617 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 73,355 sqft (1.68 acres) |
| Street Address | 190 E ORCHARD ST |
|---|---|
| City | ALLENDALE |
| State | NJ |
| Zip | 07401-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.684 AC |
| Legal Block | 1901 |
| Legal Lot Number | 7.03 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1001 |
190 E Orchard St is owned and occupied by two individuals who bought it in June 1997.
Source: Bergen County and Allendale Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 E ORCHARD ST, ALLENDALE, NJ 07401-2237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 3, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 1997 · Amount on File |
| Deed Sale | Jun 25, 1997 · Amount on File |
| Deed Book / Page | 7980 / 711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 190 E ORCHARD ST, ALLENDALE, NJ 07401-2237 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 190 E ORCHARD ST, ALLENDALE, NJ 07401-2237 |
| Document Number | 0052200223 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 5220/223 |
| Instrument | 2024022842 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 190 E ORCHARD ST, ALLENDALE, NJ 07401-2237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034870081 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 3487/81 |
| Instrument | 2020011760 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 190 E ORCHARD ST, ALLENDALE, NJ 07401-2237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025660918 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 02566/0918 |
| Instrument | 17-024161.01 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 190 E Orchard St was $27,951, up 0.3% from the year before.
Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Allendale Borough |
| Elementary School District | Allendale Borough School District (KG - 08) |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,574,300 (+14.34%) Land $480,700 Building $1,093,600 | $1,574,300 (+14.34%) Land $480,700 Building $1,093,600 | |
| 2025 | $27,951.00 (+0.34%) | $1,376,900 Land $412,000 Building $964,900 | $1,376,900 Land $412,000 Building $964,900 |
| 2024 | $27,857.00 | ||
| 2023 | $1,292,100 Land $393,200 Building $898,900 | $1,292,100 Land $393,200 Building $898,900 | |
| 2022 | $28,373.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 E Orchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 E Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NJ ALLENDALE WATER SYSTEM serves 6,702 people · EPA ID NJ0201001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Tetrachloroethylene resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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