190 E Main St, Walden, NY 12586 Property Records

Orange County and Montgomery Town property record for 190 E Main St, Walden, NY 12586

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,596 sqft · built 1930
Lot Size0.192 acres (8,360 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jul 2010)
Tax Bill$8,257 (2024)
Deeds & MortgagesOct 2025 Mortgage
Feb 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN334205 307-4-16

Property Details

APN / Parcel Number

Primary APN334205 307-4-16
Alternative APNs
  • 420530700000040160000000
  • 307-4-16

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
Gross Area1,778 sqft
1st Floor Area1,120 sqft
Upper Floors Area476 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area8,360 sqft (0.192 acres)
Lot Dimensions152 ft deep x 55 ft wide
View / LotUrban
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area374 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number307-4-16
Street Address190 E MAIN ST
CityWALDEN
StateNY
Zip12586-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 10 MRS THOMAS WATKINS
Legal Block4
Legal Lot Number16.00
JurisdictionORANGE NY
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2024
Census Tract10702

Owner

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address190 E MAIN ST, WALDEN, NY 12586-1554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage
WALDEN FEDERAL SAVINGS BANK
Feb 28, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
WALDEN FEDERAL SAVINGS BANK
Dec 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WALDEN FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2010 · Amount on Record
Deed SaleJul 26, 2010 · Amount on Record
Deed Book / Page13032 / 916
Prior Transfer DateNov 15, 2007
Prior Transfer Doc0125690773
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address190 E MAIN ST, WALDEN, NY 12586-1554
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069158
DateOct 27, 2025
Book Page15807/1348
Instrument20250069158
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
AmountAmount Recorded
Term301 Months
DueNov 1, 2050

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address190 E MAIN ST, WALDEN, NY 12586-1554
Transaction TypeMortgage
Record UpdatedApr 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014022
DateFeb 28, 2023
Book Page15387/1
Instrument20230014022
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term61 Months
DueMar 1, 2028

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address190 E MAIN ST, WALDEN, NY 12586-1554
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081480
DateDec 6, 2021
Book Page15107/1
Instrument20210081480
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMontgomery Town
MunicipalityWalden Village
Unified School DistrictValley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$119,600 (-) Land $22,000 Building $97,600$323,200 (+8.09%)
2024$8,257.00$119,600 (-) Land $22,000 Building $97,600$299,000 (+4.99%)
2023$119,600 (-) Land $22,000 Building $97,600$284,800 (+16.67%) Land $52,388 Building $232,412
2022$119,600 Land $22,000 Building $97,600$244,100 Land $44,901 Building $199,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDEN VILLAGE
serves 7,007 people · EPA ID NY3503559
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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