190 E Jefferson St, Bluffton, OH 45817 Property Records

Allen County property record for 190 E Jefferson St, Bluffton, OH 45817 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,838 sqft · built 1930
Lot Size	0.491 acres (21,388 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Oct 2017)
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1205-01-008.000`

Property Details

APN / Parcel Number

Primary APN	`28-1205-01-008.000`
Alternative APN	`A0228120501008000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,642 sqft
1st Floor Area	1,598 sqft
Upper Floors Area	240 sqft
Basement Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	21,388 sqft (0.491 acres)
Lot Dimensions	162 ft deep x 132 ft wide
Porch	Enclosed Frame Porch
Porch Area	204 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	190 E JEFFERSON ST
City	BLUFFTON
State	OH
Zip	45817-1380
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	KRAFT & ROMEY ADDITION LOT 565 & 566 & 8 FT VAC ALLEYS JOINT TEN FF 132.00
Legal Subdivision	KRAFT & ROMEY ADDITION
Legal Lot Number	565
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3000
Census Tract	10100

Owner

Source: Allen County records · APN 28-1205-01-008.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	190 E JEFFERSON ST, BLUFFTON, OH 45817-1380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2017 · Amount on Record
Deed Sale	Oct 05, 2017 · Amount on Record
Prior Sale	Nov 19, 1984 · Amount on Record
Deed Document Number	201711032
Deed Book / Page	2017 / 11032
Record Updated	Sep 20, 2026

October 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ALLEN OH
Recording Date	Oct 05, 2017
Property Address	190 E JEFFERSON ST, BLUFFTON, OH 45817-1380
Document Number	0000011032
Book / Page	002017 / 011033
Instrument Date	Oct 04, 2017
Instrument	11032
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12345 BENTLEY RD BLUFFTON OH 458179504, BLUFFTON, OH 45817-9504

Mortgage

Document Number	11033
Date	Oct 05, 2017
Book Page	002017/011033
Instrument	11033

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 04, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,212.00 (+0.08%)	$28,920 (-) Land $16,350 Building $12,570	$82,600 (-) Land $46,700 Building $35,900
2024	$1,211.00 (+8.71%)	$28,920 (+20.05%) Land $16,350 Building $12,570	$82,600 (+20.06%) Land $46,700 Building $35,900
2023	$1,114.00 (-0.09%)	$24,090 (+0.58%) Land $13,620 Building $10,470
2022	$1,115.00	$23,950 Land $13,620 Building $10,330
2021			$68,800 Land $38,900 Building $29,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.