Orange County property record for 190 E Bay St, Costa Mesa, CA 92627 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,452 sqft Living Area |
| Lot Size | 6,300 sqft (0.144 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,159,000 (2020) |
| Tax Bill | $14,233.00 (2025) |
Source: Orange County records · APN 426-192-10
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 E BAY ST, COSTA MESA, CA 92627-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 01, 2020 | Grant Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Nov 13, 2018 | Grant Deed, Transfer · Conventional Mortgage 5 ARCH FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2020 · Amount on Record |
| Deed Sale | Jul 01, 2020 · Amount on Record |
| Prior Sale | Nov 13, 2018 · Amount on Record |
| Deed Doc Number | 2020000311696 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 190 E BAY ST, COSTA MESA, CA 92627-2147 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 109 E BAY ST, COSTA MESA, CA 92627-2144 |
| Document Number | 0000739043 |
|---|---|
| Date | Dec 08, 2021 |
| Instrument | 2021000739043 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 01, 2020 |
| Property Address | 190 E BAY ST, COSTA MESA, CA 92627-2147 |
| Document Number | 0000311696 |
| Map Reference | MB 95 PG 22&23 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 2020000311696 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 E BAY ST, COSTA MESA, CA 92627-2147 |
| Document Number | 0000311697 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 2020000311697 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 13, 2018 |
| Property Address | 190 E BAY ST, COSTA MESA, CA 92627-2147 |
| Document Number | 0000407253 |
| Map Reference | MB95 PG22&23 |
| Instrument Date | Oct 09, 2018 |
| Instrument | 2018000407253 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 807 RUTLEDGE DR, PLACENTIA, CA 92870-4264 |
| Document Number | 0000407254 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018000407254 |
| Name | 5 ARCH FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,233.00 (+4.96%) | $1,254,537 (+4.04%) Land $1,158,955 Building $95,582 |
| 2023 | $13,560.00 (+2.53%) | $1,205,823 Land $1,113,952 Building $91,871 |
| 2022 | $13,226.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 426-192-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,452 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Lot Area | 6,300 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 369 sqft Garage |
| Street Address | 190 E BAY ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-2147 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 3106 BLK LOT 18 |
| Legal Tract | 3106 |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | CENTRAL COAST |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 63202 |
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