190 E 40th St, Cut Off, LA 70345 Property Records

Lafourche Parish property record for 190 E 40th St, Cut Off, LA 70345

Property Summary

Property TypeSingle Family Home
Details1,800 sqft
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Tax Bill$135 (2024)
Deeds & MortgagesJun 2026 Mortgage
Dec 2020 Mortgage
APN0102437800

Property Details

APN / Parcel Number

Primary APN0102437800

Interior

Stories1 Story
Building Area1,800 sqft Gross Area

Exterior

Exterior MaterialBrick
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)
Garage Area150 sqft

Location & Zoning

Street Address190 E 40TH ST
CityCUT OFF
StateLA
Zip70345-2636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4 & 5, BLOCK 2, BAYOU L'OURS SD. (LOTS 4 & 5 TOGETHER HAVE A FRONT OF 200' - NO REAR MEAS.; THENCE LOT 4 MEAS. 194.86' & 195.41' SIDE MEAS.; LOT 5 MEAS. 195.41' & 195.96' SIDE MEAS.) (931-314) (957-686) (968-359) (1074-765) (1396-631)
Legal SubdivisionBAYOU L'OURS SD
Legal Block2
Legal Lot Number4-5
JurisdictionLAFOURCHE LA
Township / Civil Division8
Census Block Group1
Census Block1001
Census Tract21102

Owner

Source: Lafourche Parish records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address190 E 40TH ST, CUT OFF, LA 70345-2636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 28, 2020Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFOURCHE LA
Recording DateJun 24, 2026
Property Address190 E 40TH ST, CUT OFF, LA 70345-2636
Document Number0001406588
Instrument DateJun 15, 2026
Instrument20261406588
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 E 40TH ST, CUT OFF, LA 70345-2636

Mortgage

Document Number0001406588,
DateJun 24, 2026
Instrument20261406588
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term295 Months
DueJan 1, 2051
Interest
Rate6.36%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFOURCHE LA
Property Address190 E 40TH ST, CUT OFF, LA 70345-2636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001308406
DateDec 28, 2020
Book Page2099/450
Instrument1308406
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Lafourche Parish assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyLafourche Parish
Unified School DistrictLafourche Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$135.00 (+25%)$8,470 (+1.68%) Land $2,170 Building $6,300$84,700 (+1.68%) Land $21,700 Building $63,000
2023$108.00 (-1.82%) Homeowner's exemption$8,330 (-) Land $2,170 Building $6,160$83,300 (-) Land $21,700 Building $61,600
2022$110.00 Homeowner's exemption$8,330 Land $2,170 Building $6,160$83,300 Land $21,700 Building $61,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 308 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies308 in force
Nearby Flood Claims9 (2005–2021)
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Hurricane Ida, Aug 2021 · 4 claims
  • Hurricane Gustav, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
REV
Cable · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on E 40th St

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