Ottawa County property record for 190 E 25th St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1955 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Dec 2009) |
| Tax Bill | $2,054 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Oct 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-32-428-005 |
| Primary APN | 70-16-32-428-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 165 ft deep x 60 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 190 E 25TH ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-4862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | W 10 FT OF LOT 4, & E 1/2 OF LOT 5 ALSO S 33 FT OF W 1/2 OF LOT 5, BLK 4, SOUTH PROSPECT PARK PLAT SEC 32 T5N R15W |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | SOUTH PROSPECT PARK PLAT |
| Legal Block | 4 |
| Legal Lot Number | 4-5 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 25700 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 190 E 25TH ST, HOLLAND, MI 49423-4862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 20, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Feb 16, 2011 | Deed of Trust, Mortgage MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
| Apr 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Dec 4, 2009 | Deed of Trust, Mortgage · FHA Mortgage EXECUTIVE MORTGAGE OF MICHIGAN LLC |
| Jun 27, 2006 | Deed of Trust, Mortgage MACATAWA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2009 · Amount on Record |
| Deed Sale | Dec 1, 2009 · Amount on Record |
| Prior Sale | Aug 5, 2008 · Amount on Record |
| Deed Document Number | 200946880 |
| Prior Transfer Date | Jul 17, 2008 |
| Prior Transfer Doc | 5699/460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 190 E 25TH ST, HOLLAND, MI 49423-4862 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20190016406 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 2019-0016406 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 190 E 25TH ST, HOLLAND, MI 49423-4862 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20230026939 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023-0026939 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 190 E 25TH ST, HOLLAND, MI 49423-4862 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20110006664 |
|---|---|
| Date | Feb 16, 2011 |
| Instrument | 2011-0006664 |
| Name | MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 190 E 25TH ST, HOLLAND, MI 49423-4862 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 190 E 25TH ST, HOLLAND, MI 49423-4862 |
| Document Number | 20250009279 |
|---|---|
| Date | Apr 16, 2025 |
| Instrument | 2025-0009279 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.49% |
| Max Rate At Change | 8.49% |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 190 E 25TH ST, HOLLAND, MI 49423-4862 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20090047746 |
|---|---|
| Date | Dec 4, 2009 |
| Instrument | 2009-0047746 |
| Name | EXECUTIVE MORTGAGE OF MICHIGAN LLC |
|---|---|
| Address | BAY CITY, MI 48706 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 190 E 25TH ST, HOLLAND, MI 49423-4862 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 005205/678 |
|---|---|
| Date | Jun 27, 2006 |
| Book Page | 5205/678 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Address | 10753 MACATAWA DR, HOLLAND, MI 49424 |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,700 (+44.93%) | $277,400 (+44.93%) | |
| 2025 | $2,054.00 (+15.91%) | ||
| 2023 | $95,700 | $191,400 | |
| 2022 | $1,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195 |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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