190 Deer Lake Cir, Ormond Beach, FL 32174 Property Records

Volusia County property record for 190 Deer Lake Cir, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,682 sqft · built 1985
Lot Size0.072 acres (3,151 sqft)
OwnerIndividual on Record
Last Sale$190,500 (Jun 2020)
Tax Bill$2,377 (2025)
Deeds & MortgagesJul 2022 Transfer
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4220-24-00-0240

Property Details

APN / Parcel Number

Primary APN4220-24-00-0240
Alternative APNs
  • 32142024000240
  • 20143224000240
  • 4630741.0
  • 4630741

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,682 sqft Living Area
Gross Area2,202 sqft
1st Floor Area1,682 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1987
Architectural StyleRow Home
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,151 sqft (0.072 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4630741
Street Address190 DEER LAKE CIR
CityORMOND BEACH
StateFL
Zip32174-4276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code13PUD
Legal DescriptionLOT 24 THE TRAILS NORTH FORTY REPLAT MB 39 PGS 117-121 INC PER OR 5010 PG 4307 PER OR 5842 PG 2614 PER OR 5842 PG 2615 PER OR 5964 PG 3708 PER OR 6578 PG 3748 PER OR 6875 PGS 4335-4336 PER OR 7861 PG 3806 PER OR 8284 PG 1737
Legal Range32E
Legal Township14S
Legal Section20
Legal SubdivisionTRAILS NORTH FORTY REPLAT MB
Legal Tract24
Legal Lot Number24
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group1
Census Block1002
Census Tract80806

Owner

Source: Volusia County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address190 DEER LAKE CIR, ORMOND BEACH, FL 32174-4276
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Intrafamily Transfer, Transfer
Jun 8, 2020Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2020 · Amount on Record
Deed SaleJun 8, 2020 · Amount on Record
Prior SaleJun 27, 2013 · Amount on Record
Deed Document Number2020102147
Deed Book / Page7861 / 3806
Prior Transfer DateNov 30, 2006
Prior Transfer Doc0059643708
Record UpdatedJun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateJul 18, 2022
Property Address190 DEER LAKE CIR, ORMOND BEACH, FL 32174-4276
Document Number0082841737
Book / Page8284 / 1737
Map ReferenceMB 39 PG 112
Instrument DateJul 14, 2022
Instrument2022166600
Transaction TypeTransfer
Record UpdatedJan 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address190 DEER LAKE CIR, ORMOND BEACH, FL 32174-4276

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 DEER LAKE CIR, ORMOND BEACH, FL 32174-4276

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJun 8, 2020
Property Address190 DEER LAKE CIR, ORMOND BEACH, FL 32174-4276
Document Number0078613806
Book / Page7861 / 3806
Map ReferenceMB 39 PG 112
Instrument DateJun 5, 2020
Instrument2020-102147
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyAAA TTL AGCY & ESCROW SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,333.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address56 WINDING CREEK WAY, 56, ORMOND BEACH, FL 32174-6774

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 DEER LAKE CIR, ORMOND BEACH, FL 32174-4276

Mortgage

Document Number0078613808
DateJun 8, 2020
Instrument7861/3808
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,034 (+2.7%)$257,779 (+1%) Land $36,000 Building $221,779
2025$2,377.00 (+8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$197,697 (+5.99%)$255,239 (+13.98%) Land $36,000 Building $219,239
2023$2,201.00 (+0.27%) Senior Citizen's exemption$186,531 (+3%)$223,942 (+3.52%) Land $36,000 Building $187,942
2022$2,195.00 Senior Citizen's exemption$181,098$216,319 Land $31,000 Building $185,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims75 (1991–2024)
Claims Outside the SFHA29 of 75
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 10 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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