Lauderdale County property record for 190 Davis Ln, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,039 sqft · built 1994 |
| Lot Size | 0.539 acres (23,500 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-07-26-0-000-060-000 |
| Primary APN | 05-07-26-0-000-060-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| 1st Floor Area | 2,039 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,500 sqft |
| Lot Dimensions | 235 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 5245 |
|---|---|
| Street Address | 190 DAVIS LN |
| City | FLORENCE |
| State | AL |
| Zip | 35634-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 100 X 234 IRR VILLAGE OAKS SD LOT 14 FI 91-128 FR A01 |
| Legal Range | 11W |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | VILLAGE OAKS |
| Legal Lot Number | 14 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 11502 |
190 Davis Ln is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 DAVIS LN, FLORENCE, AL 35634-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 190 DAVIS LN, FLORENCE, AL 35634-5601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/47300 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 2021/47300 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $21,300 | $235,000 Land $21,800 Building $213,200 |
| 2023 | Homeowner's exemption | $1,660 Land $1,660 | $185,700 Land $16,500 Building $169,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Davis Ln in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 54 (1991–2025) |
| Claims Outside the SFHA | 7 of 54 |
| Most Recent Claim | Mar 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Davis Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHISHOLM HEIGHTS, WATER & F P AUTHORITY serves 4,881 people · EPA ID AL0000777 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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