190 Crest Rd, Novato, CA 94945 Property Records

Marin County property record for 190 Crest Rd, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,923 sqft · built 1939
Lot Size	0.641 acres (27,900 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Aug 2013)
Tax Bill	$16,171 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143-200-05`

Property Details

APN / Parcel Number

Primary APN	`143-200-05`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,923 sqft Living Area
Basement Area	129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Lot Area	27,900 sqft (0.641 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,173 sqft
Patio Area	1,797 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	190 CREST RD
City	NOVATO
State	CA
Zip	94945-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1031
Census Tract	101100

Owner

190 Crest Rd is owned and occupied by two individuals who bought it in August 2013.

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	190 CREST RD, NOVATO, CA 94945-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage S&S FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2013 · Amount on File
Deed Sale	Aug 15, 2013 · Amount on File
Prior Sale	Oct 12, 2012 · Amount on File
Deed Document Number	201354687
Prior Transfer Date	Aug 9, 2013
Prior Transfer Doc	0000054686
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	190 CREST RD, NOVATO, CA 94945-2701
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 CREST RD, NOVATO, CA 94945-2701

Mortgage

Document Number	0000038918
Date	Nov 30, 2022
Instrument	2022-0038918

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	190 CREST RD, NOVATO, CA 94945-2701
Document Number	0000060252
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	190 CREST RD NOVATO CA 949452701, NOVATO, CA 94945-2701

Mortgage

Document Number	0000060252
Date	Nov 30, 2020
Instrument	60252

Lender

Name	S&S FIN'L
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 29, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 190 Crest Rd was $16,171 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,375,352 (+2%) Land $750,192 Building $625,160
2025	$16,171.00 Homeowner's exemption	$1,348,391 Land $735,486 Building $612,905
2023	$15,630.00 (+2.77%) Homeowner's exemption	$1,296,042 Land $706,932 Building $589,110
2022	$15,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 190 Crest Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (1980–1998)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Crest Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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