190 Cozy Ln, Sequim, WA 98382 Property Records

Clallam County property record for 190 Cozy Ln, Sequim, WA 98382

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,489 sqft · built 1994
Lot Size	1.41 acres (61,855 sqft)
Owner	2 Company Names on File
Last Sale	$530,000 (Jun 2019)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0430123291400000`

Property Details

APN / Parcel Number

Primary APN	`0430123291400000`
Alternative APN	`36907`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,489 sqft Living Area
Gross Area	3,801 sqft
1st Floor Area	2,939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Roof Type	Gable
Roof Material	Other
Lot Area	61,855 sqft
Garage Type	Attached
Garage Area	1,988 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	36907
Street Address	190 COZY LN
City	SEQUIM
State	WA
Zip	98382-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 1 KNAPMAN SP #2 V20 P11
Legal Range	04
Legal Township	30
Legal Section	12
Legal Subdivision	KNAPMAN SHORT PLAST #2
Legal Lot Number	1
Jurisdiction	CLALLAM WA
Township / Civil Division	SEQUIM
Census Block Group	1
Census Block	1005
Census Tract	1901

Owner

190 Cozy Ln is owned by a company that bought it in June 2019 and is owner-occupied.

Source: Clallam County records, as of May 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	190 COZY LN, SEQUIM, WA 98382-7815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENINSULA MORTGAGE INC
Jun 12, 2019	Warranty Deed, Transfer WARD HANIGAN IRA
Feb 17, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on File
Deed Sale	Jun 12, 2019 · Amount on File
Deed Document Number	20191380053
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	20221433954
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLALLAM WA
Property Address	190 COZY LN, SEQUIM, WA 98382-7815
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	CLALLAM TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20221434700
Date	Mar 7, 2022
Instrument	2022-1434700

Lender

Name	PENINSULA MORTGAGE INC
Type	Mortgage Company
Address	SEQUIM, WA 98382

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLALLAM WA
Recording Date	Jun 12, 2019
Property Address	190 COZY LN, SEQUIM, WA 98382-7815
Document Number	20191380053
Map Reference	VOL 12 PG 16
Instrument Date	Jun 10, 2019
Instrument	2019-1380053
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CLALLAM TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,439.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 COZY LN, SEQUIM, WA 98382-7815

Mortgage

Document Number	20191380054
Date	Jun 12, 2019
Instrument	2019-1380054

Lender

Name	WARD HANIGAN IRA
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLALLAM WA
Recording Date	Feb 17, 2022
Property Address	190 COZY LN, SEQUIM, WA 98382-7815
Document Number	20221433954
Map Reference	MB 20 PG 11
Instrument Date	May 30, 2019
Instrument	2022-1433954
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 COZY LN, SEQUIM, WA 98382-7815

Tax Assessment & Valuation

The 2025 property tax bill for 190 Cozy Ln was $6,117.

Source: Clallam County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clallam County
Unified School District	Sequim School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$804,172 (+3.81%) Land $184,575 Building $619,597	$804,172 (+3.81%) Land $184,575 Building $619,597
2025	$6,117.00	$774,667 Land $184,575 Building $590,092	$774,667 Land $184,575 Building $590,092
2023	$5,835.00
2022		$758,417 Land $160,500 Building $597,917	$758,417 Land $160,500 Building $597,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Cozy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Cozy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. VISTA - DUNGENESS GOLF COURSE tribal government · serves 517 people · EPA ID 105388889
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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