190 Cottini Way, Bonny Doon (Santa Cruz), CA 95060 Property Records

Santa Cruz County property record for 190 Cottini Way, Bonny Doon, CA 95060

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 2.5 ba · 3,212 sqft · built 1978
Lot Size	1.13 acres (49,353 sqft)
Owner	Individual Name on File
Last Sale	$1,475,000 (Aug 2018)
Tax Bill	$19,465 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-221-35`

Property Details

APN / Parcel Number

Primary APN	`063-221-35`
Alternative APN	`063-221-35-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	3,212 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	49,353 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Carport
Garage Area	513 sqft
Carport	Carport
Carport Area	513 sqft
Parking Spaces	2 Parking Spaces
Deck Area	862 sqft
Patio Area	862 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	190 COTTINI WAY
City	SANTA CRUZ
State	CA
Zip	95060-9687
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RR
Legal Subdivision	AS SHOWN UPON THE RECORD OF
Legal Lot Number	67
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	1
Census Block	1015
Census Tract	120200

Owner

190 Cottini Way, recreational vacant land, is owned and occupied by an individual who bought it in August 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	190 COTTINI WAY, SANTA CRUZ, CA 95060-9687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 1, 2018	Grant Deed, Construction Loan · Conventional Mortgage BECK GARY L 2000 TRUST (PT)
Aug 1, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Prior Sale	Jan 13, 2011 · Amount on File
Deed Document Number	201823552
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	0000023553
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	190 COTTINI WAY, BONNY DOON, CA 95060-9687
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012442
Date	Apr 14, 2017
Instrument	2017-0012442

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2018
Property Address	190 COTTINI WAY, BONNY DOON, CA 95060-9687
Document Number	0000023552
Instrument Date	Jul 25, 2018
Instrument	23552
Transaction Type	Construction Loan
Record Updated	Aug 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,622.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	190 COTTINI WAY SANTA CRUZ CA 950609687, SANTA CRUZ, CA 95060-9687

Mortgage

Document Number	23554
Date	Aug 1, 2018
Instrument	23554

Lender

Name	BECK GARY L 2000 TRUST (PT)
Address	7172 ANJOU CREEK CIR, SAN JOSE, CA 95120-4110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2018
Property Address	190 COTTINI WAY, BONNY DOON, CA 95060-9687
Document Number	0000023553
Instrument Date	Jul 24, 2018
Instrument	23553
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	190 COTTINI WAY SANTA CRUZ CA 950609687, SANTA CRUZ, CA 95060-9687

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 12, 2017
Property Address	190 COTTINI WAY, BONNY DOON, CA 95060-9687
Document Number	0000019141
Instrument Date	Jun 9, 2017
Instrument	19141
Transaction Type	Transfer
Record Updated	Jun 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	190 COTTINI WAY SANTA CRUZ CA 950609687, SANTA CRUZ, CA 95060-9687

Tax Assessment & Valuation

The 2025 property tax bill for 190 Cottini Way was $19,465.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Bonny Doon Union Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,678,299 (+2%) Land $881,818 Building $796,481
2025	$19,465.00	$1,645,390 Land $864,527 Building $780,863
2023	$17,852.00 (+1.62%)	$1,581,498 Land $830,957 Building $750,541
2022	$17,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 190 Cottini Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1995–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Cottini Way is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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