190 Community Rd, Davis, NC 28524 Property Records

Carteret County property record for 190 Community Rd, Davis, NC 28524

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,451 sqft · built 1920
Lot Size	0.499 acres (21,736 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Aug 2018)
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Dec 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`7368.01.29.0904000`

Property Details

APN / Parcel Number

Primary APN	`7368.01.29.0904000`
Alternative APNs	`533432` `48597`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,451 sqft Heated Area
Gross Area	1,958 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,736 sqft (0.499 acres)
Lot Dimensions	112 ft deep x 170 ft wide
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	48597
Street Address	190 COMMUNITY RD
City	DAVIS
State	NC
Zip	28524-7000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT SR 1363
Legal Subdivision	ARNOLD MURPHY
Legal Block	29
Jurisdiction	CARTERET NC
Township / Civil Division	DAVIS
Census Block Group	1
Census Block	1022
Census Tract	970102

Owner

190 Community Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 COMMUNITY RD, DAVIS, NC 28524-7000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 11, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 2, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Deed Document Number	20181615427
Deed Book / Page	1615 / 427
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	190 COMMUNITY RD, DAVIS, NC 28524-7000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015770457
Date	Jun 7, 2017
Book Page	1577/457
Instrument	1577457

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MOREHEAD CITY, NC 28557

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	190 COMMUNITY RD, DAVIS, NC 28524-7000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016250204
Date	Dec 11, 2018
Book Page	1625/204
Instrument	1625204

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	190 COMMUNITY RD, DAVIS, NC 28524-7000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016760209
Date	Jun 24, 2020
Book Page	1676/209
Instrument	1676209

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 2, 2018
Property Address	190 COMMUNITY RD, DAVIS, NC 28524-7000
Document Number	0016150427
Book / Page	001615 / 000427
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 COMMUNITY RD DAVIS NC 285247000, DAVIS, NC 28524-7000

Mortgage

Document Number	16150428
Date	Aug 2, 2018
Book Page	001615/000428

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 190 Community Rd was $1,100.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,727 (-) Land $28,219 Building $246,508	$274,727 (-) Land $28,219 Building $246,508
2025	$1,100.00	$274,727 Land $28,219 Building $246,508	$274,727 Land $28,219 Building $246,508
2023		$73,820 Land $36,748 Building $37,072	$73,820 Land $36,748 Building $37,072
2022	$552.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 190 Community Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 128 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	872 (1982–2025)
Claims Outside the SFHA	11 of 872
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 181 claims Hurricane Irene, Aug 2011 · 171 claims Hurricane Isabel, Sep 2003 · 233 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Community Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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