190 Cocoanut Ave, Englewood, FL 34223 Property Records

Sarasota County property record for 190 Cocoanut Ave, Englewood, FL 34223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,135 sqft · built 2018
Lot Size	0.436 acres (18,975 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Nov 2024)
Tax Bill	$4,042 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0497-16-0043`

Property Details

APN / Parcel Number

Primary APN	`0497-16-0043`
Alternative APN	`497160043`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
Gross Area	2,827 sqft
1st Floor Area	2,135 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,975 sqft (0.436 acres)
Lot Dimensions	190 ft deep x 100 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	692 sqft

Exterior Amenities

Pool Area	293 sqft
Porch	Open Porch
Porch Area	428 sqft
Patio Area	579 sqft
Utility Building	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0497160043
Street Address	190 COCOANUT AVE
City	ENGLEWOOD
State	FL
Zip	34223-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	LOT 37 TOWN CENTER SUB OF LOTS 83 & 84 PLAT OF ENGLEWOOD
Legal Range	19E
Legal Township	40S
Legal Section	25
Legal Subdivision	TOWN CENTER
Legal Tract	857
Legal Lot Number	37
Jurisdiction	SARASOTA FL
Township / Civil Division	ENGLEWOOD
Census Block Group	1
Census Block	1025
Census Tract	2604

Owner

190 Cocoanut Ave is owned and occupied by two individuals who bought it in November 2024.

Source: Sarasota County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 COCOANUT AVE, ENGLEWOOD, FL 34223-2911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 5, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 14, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 2, 2019	Loan Modification, Mortgage CENTENNIAL BK
Aug 6, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	May 11, 2015 · Amount on File
Deed Document Number	2024157857
Prior Transfer Date	Aug 28, 2023
Prior Transfer Doc	0000136477
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	Sep 5, 2023
Property Address	190 COCOANUT AVE, ENGLEWOOD, FL 34223-2911
Document Number	0000136478
Map Reference	MB 5 PG 5
Instrument Date	Aug 28, 2023
Instrument	2023136478
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 COCOANUT AVE, ENGLEWOOD, FL 34223-2911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	190 COCOANUT AVE, ENGLEWOOD, FL 34223-2911

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	Sep 5, 2023
Property Address	190 COCOANUT AVE, ENGLEWOOD, FL 34223-2911
Document Number	0000136477
Map Reference	MB 5 PG 5
Instrument Date	Aug 28, 2023
Instrument	2023136477
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1902 COCOANUT AVENUE, ENGLEWOOD, FL 34223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 COCOANUT AVE, ENGLEWOOD, FL 34223-2911

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	Jul 14, 2021
Property Address	190 COCOANUT AVE, ENGLEWOOD, FL 34223-2911
Document Number	0000130457
Map Reference	MB 5 PG 5
Instrument Date	Jul 14, 2021
Instrument	2021130457
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5378 INDERMUHLE LN, CARTERSBURG, IN 46168-3600

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARASOTA FL
Property Address	190 COCOANUT AVE, ENGLEWOOD, FL 34223-2911
Document Number	0000000263
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 COCOANUT AVE ENGLEWOOD FL 342232911, ENGLEWOOD, FL 34223-2911

Mortgage

Document Number	0000000263
Date	Jan 2, 2019
Instrument	263

Lender

Name	CENTENNIAL BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SARASOTA FL
Recording Date	Aug 6, 2018
Property Address	190 COCOANUT AVE, ENGLEWOOD, FL 34223-2911
Instrument Date	Aug 6, 2018
Instrument	104985
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1141 ARBROID DR ENGLEWOOD FL 342235611, ENGLEWOOD, FL 34223-5611

Mortgage

Document Number	0000104985
Date	Aug 6, 2018
Instrument	104985

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 190 Cocoanut Ave was $4,042, down 13.2% from the year before.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,042.00 (-13.17%)	$388,004	$541,300 Land $48,100 Building $493,200
2024	$4,655.00 (+3.54%)
2023	$4,496.00 (+0.99%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$375,606 (+3%)	$567,000 (+5.12%) Land $43,100 Building $523,900
2022	$4,452.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$364,666	$539,400 Land $38,300 Building $501,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Cocoanut Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	42 (1990–2024)
Claims Outside the SFHA	15 of 42
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 12 claims Hurricane Ian, Sep 2022 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Cocoanut Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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