Cherokee County property record for 190 Co Rd 461, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,847 sqft · built 1996 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,900 (Jun 2021) |
| Tax Bill | $1,312 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-17-01-01-2-000-136.000 |
| Primary APN | 13-17-01-01-2-000-136.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,847 sqft Living Area |
| 1st Floor Area | 2,847 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 200 ft deep x 20 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 80 sqft |
| Patio Area | 312 sqft |
| Account Number | 212564 |
|---|---|
| Street Address | 190 COUNTY ROAD 461 |
| City | CENTRE |
| State | AL |
| Zip | 35960-7839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13, BLK 2-A, UNIT 3, COUNTRY CLUB EST, 9/140;ALSO A 20'X200' STRIP JOINING THE S SIDE OF SD LOT 13 |
| Legal Range | 09E |
| Legal Township | 11S |
| Legal Section | 01 |
| Legal Subdivision | CLUB EST |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Legal Unit | 3 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 955900 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 COUNTY ROAD 461, CENTRE, AL 35960-7839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Nov 7, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | May 14, 2018 · Amount on Record |
| Deed Document Number | 2021219036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 190 COUNTY ROAD 461, CENTRE, AL 35960-7839 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 219037 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 219037 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 190 COUNTY ROAD 461, CENTRE, AL 35960-7839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 205132 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 205132 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | CENTRE, AL 35960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 190 COUNTY ROAD 461, CENTRE, AL 35960-7839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 215658 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 215658 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,312.00 (+7.28%) | ||
| 2025 | $1,223.00 Homeowner's exemption | $27,160 (-) Land $1,540 Building $25,620 | $271,600 (-) Land $15,400 Building $256,200 |
| 2024 | $1,223.00 Additional exemption filed | $27,160 (-) Land $1,540 Building $25,620 | $271,600 (-) Land $15,400 Building $256,200 |
| 2023 | $1,223.00 (-2.16%) Homeowner's exemption | $27,160 (-2.09%) | $271,600 (-2.09%) Land $15,400 Building $256,200 |
| 2022 | $1,250.00 Homeowner's exemption | $27,740 Land $1,540 Building $26,200 | $277,400 Land $15,400 Building $262,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 86% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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