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  5. Co Rd 35

190 Co Rd 35, Bunnell, FL 32110 Property Records

Flagler County property record for 190 Co Rd 35, Bunnell, FL 32110

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,089 sqft · built 2004
Lot Size1.27 acres (55,365 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Aug 2026)
Tax Bill$4,361 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Dec 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-12-29-0450-00010-0490

Property Details

APN / Parcel Number

Primary APN09-12-29-0450-00010-0490

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,089 sqft Living Area
Gross Area2,913 sqft
1st Floor Area2,089 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2016
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area55,365 sqft (1.27 acres)
Garage TypeDetached
Garage Area960 sqft
DrivewayConcrete Driveway
Driveway Area1,014 sqft
Pool Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address190 COUNTY ROAD 35
CityBUNNELL
StateFL
Zip32110-4893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMH-1
Legal DescriptionBIMINI GARDENS SUBD LOT 49 OR 180 PG 458 OR 250 PG 860 OR 439/507 OR 1061/1638 OR 1504/ 1929 OR 2049/688 OR 2049/690 OR 2068/468 OR 2443/653
Legal Range29E
Legal Township12S
Legal Section09
Legal SubdivisionBIMINI GARDENS SUBD
Legal Block1
Legal Lot Number49
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2117
Census Tract60206

Owner

Source: Flagler County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Warranty Deed, Transfer · Conventional Mortgage
LOAN STORE
Dec 1, 2023Warranty Deed, Transfer · Balloon Mortgage
TITAN ENTERPRISESOF SPV LLC
Jul 20, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERANT MORTGAGE LLC
May 20, 2020Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 2, 2018Loan Modification, Mortgage · Conventional Mortgage
AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2026 · Amount on Record
Deed SaleAug 20, 2026 · Amount on Record
Prior SaleDec 1, 2023 · Amount on Record
Deed Document Number202633887
Deed Book / Page3080 / 1497
Prior Transfer DateFeb 6, 2015
Prior Transfer Doc0020490690
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 20, 2026
Property Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893
Document Number0000033887
Book / Page3080 / 1497
Instrument DateJul 30, 2026
Instrument202633887
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyFLAGLER COUNTY ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$459,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893

Mortgage

Document Number0000033890,
DateAug 20, 2026
Book Page3080/1503
Instrument202633890
Lender
NameLOAN STORE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 1, 2023
Property Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893
Document Number0028301293
Book / Page2830 / 1293
Map ReferenceMB 10 PG 16
Instrument DateNov 28, 2023
Instrument2023052040
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893

Mortgage

Document Number0028301296
DateDec 1, 2023
Instrument2830/1296
Lender
NameTITAN ENTERPRISESOF SPV LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term60 Months
DueDec 1, 2028

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 20, 2022
Property Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893
Document Number0027080174
Book / Page2708 / 174
Map ReferenceMB 10 PG 16
Instrument DateJul 14, 2022
Instrument2022037558
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 UPLAND PL, 8, PALM COAST, FL 32164-5766

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893

Mortgage

Document Number0002708176
DateJul 20, 2022
Instrument2708/176
Lender
NameAMERANT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 20, 2020
Property Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893
Document Number0024430653
Book / Page2443 / 653
Map ReferenceMB 10 PG 16
Instrument DateMay 19, 2020
Instrument2020018745
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySMART TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,226.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address190 COUNTY ROAD 35, 190, BUNNELL, FL 32110-4893

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893

Mortgage

Document Number0002443655
DateMay 20, 2020
Instrument2443/655
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address190 COUNTY ROAD 35, BUNNELL, FL 32110-4893
Document Number0023141430
Instrument DateOct 2, 2018
Transaction TypeMortgage
Record UpdatedNov 8, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address190 COUNTY ROAD 35 BUNNELL FL 321104893, BUNNELL, FL 32110-4893

Mortgage

Document Number0023141430
DateOct 26, 2018
Book Page002314/001430
Instrument40395
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,361.00 (-6.82%)$358,271 (+12.25%)$370,596 (+1.36%) Land $42,000 Building $328,596
2024$4,680.00 (+8.41%)
2023$4,317.00 (-6.98%) Homeowner's exemption$319,178 (-3.94%)$365,634 (+10.04%) Land $32,500 Building $333,134
2022$4,641.00$332,263 Land $20,000 Building $312,263$332,263 Land $20,000 Building $312,263

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims3 (2001–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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