190 Clanton Ln, Wartrace, TN 37183 Property Records

Bedford County property record for 190 Clanton Ln, Wartrace, TN 37183 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,072 sqft · built 2021
Lot Size5.76 acres (250,906 sqft)
Owner2 Individual Names on File
Last Sale$83,500 (Jun 2019)
Tax Bill$3,210 (2025)
Deeds & MortgagesMay 2021 Mortgage
Feb 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN002091 02203

Property Details

APN / Parcel Number

Primary APN002091 02203
Alternative APN
  • 091 02203

Interior

Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,072 sqft Living Area
Upper Floors Area806 sqft

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Lot Area250,906 sqft (5.76 acres)
TerrainRolling
Garage TypeFinished
Parking Spaces3 Parking Spaces
Pool Area468 sqft
PorchOpen Porch
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address190 CLANTON LN
CityWARTRACE
StateTN
Zip37183-3231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 03 GB BK-8 PG-89 2/3/09, COUNTY AREA: H05
Legal SubdivisionBILLY LANCASTER PROPERTY
Legal Tract9
Legal Lot Number10 8
JurisdictionBEDFORD TN
Township / Civil Division5
Census Block Group2
Census Block2070
Census Tract950700

Owner

Source: Bedford County records · APN 002091 02203

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address190 CLANTON LN, WARTRACE, TN 37183-3231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK OF MIDDLE TENNESSEE
Feb 21, 2020Deed of Trust, Mortgage · Conventional with PMI
PEOPLES BK/MIDDLE TN
Jan 14, 2020Loan Modification, Mortgage · Conventional with PMI
PEOPLES BK/MIDDLE TN
Jun 20, 2019Warranty Deed, Transfer
ATTORNEY ONLY
May 24, 2019Warranty Deed, Transfer · Conventional with PMI
PEOPLES BK/MIDDLE TN
Mar 25, 2019Warranty Deed, Transfer · Conventional with PMI
ASCEND FCU
Mar 13, 2019Warranty Deed, Transfer · Conventional Mortgage
HERITAGE S CMNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2019 · Amount on Record
Deed SaleJun 20, 2019 · Amount on Record
Prior SaleMar 13, 2019 · Amount on Record
Deed Document Number19004183
Deed Book / PageD351 / 583
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD TN
Property Address190 CLANTON LN, WARTRACE, TN 37183-3231
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0TD1006965
DateMay 14, 2021
Book PageTD1006/965
Instrument21004248
Lender
NamePEOPLES BANK OF MIDDLE TENNESSEE
TypeBank
AddressSHELBYVILLE, TN 37160
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD TN
Property Address190 CLANTON LN, WARTRACE, TN 37183-3231
Document NumberD1488
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressCLANTON LN WARTRACE TN 37183, WARTRACE, TN 37183

Mortgage

Document NumberD1488
DateFeb 25, 2020
Book Page000955/000100
Instrument1488
Lender
NamePEOPLES BK/MIDDLE TN
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 24, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBEDFORD TN
Property Address190 CLANTON LN, WARTRACE, TN 37183-3231
Document NumberD417
Instrument DateJan 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 05, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberD417
DateJan 15, 2020
Book Page000952/000059
Instrument417
Lender
NamePEOPLES BK/MIDDLE TN
Agreement
TypeConventional with PMI
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD TN
Recording DateJun 20, 2019
Property Address190 CLANTON LN, WARTRACE, TN 37183-3231
Document NumberD4183
Book / Page000351 / 000583
Instrument DateJun 19, 2019
Instrument4183
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$308.95
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 HILLTOP DR SHELBYVILLE TN 371604805, SHELBYVILLE, TN 37160-4805

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD TN
Recording DateMay 24, 2019
Property Address190 CLANTON LN, WARTRACE, TN 37183-3231
Document NumberD3530
Book / Page000351 / 000064
Instrument DateMay 22, 2019
Instrument3530
Transaction TypeTransfer
Record UpdatedJun 07, 2019
Title CompanyHITCHCOCK TITLE COMPANY, HITCHCOCK TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$288.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address119A E DEPOT ST SHELBYVILLE TN 371603919, SHELBYVILLE, TN 37160-3919

Mortgage

Document NumberD3531
DateMay 24, 2019
Book Page000931/000493
Instrument3531
Lender
NamePEOPLES BK/MIDDLE TN
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 23, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD TN
Recording DateMar 25, 2019
Property Address190 CLANTON LN, WARTRACE, TN 37183-3231
Document NumberD1931
Book / Page000349 / 000706
Instrument DateMar 22, 2019
Instrument1931
Transaction TypeTransfer
Record UpdatedOct 02, 2020
Title CompanyACCESS TITLE COMPANY, ACCESS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$248.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address180 CLANTON LN WARTRACE TN 371833216, WARTRACE, TN 37183-3216

Mortgage

Document NumberD1932
DateMar 25, 2019
Book Page000926/000858
Instrument1932
Lender
NameASCEND FCU
TypeCredit Union
AddressTULLAHOMA, TN 37388
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMar 24, 2039
Interest
Rate TypeAdjustable Rate
Rate5.5%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD TN
Recording DateMar 13, 2019
Property Address190 CLANTON LN, WARTRACE, TN 37183-3231
Document NumberD1626
Book / Page000349 / 000409
Instrument DateMar 13, 2019
Instrument1626
Transaction TypeTransfer
Record UpdatedMar 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$222.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address402 S VALLEY RD SHELBYVILLE TN 371605021, SHELBYVILLE, TN 37160-5021

Mortgage

Document NumberD1627
DateMar 13, 2019
Book Page000925/000992
Instrument1627
Lender
NameHERITAGE S CMNTY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 12, 2039

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyBedford County
Unified School DistrictBedford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,210.00$138,050 (-) Land $16,700 Building $121,350
2023$138,050 Land $16,700 Building $121,350
2021$552,200 Land $66,800 Building $485,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (47003C), updated August 2, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470039507002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimJan 2002, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
MTE HoldingsFiber8,000 / 8,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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