190 Circle Dr, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 190 Circle Dr, Shepherdsville, KY 40165

Property Summary

Property Type	Single Family Home
Details	1,392 sqft
Lot Size	0.332 acres (14,490 sqft)
Owner	Individual Name on File
Last Sale	$118,000
Tax Bill	$1,835 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-SWP-05-018`

Property Details

APN / Parcel Number

Primary APN	`045-SWP-05-018`
Alternative APNs	`326381501` `424231`

Interior

Stories	1 Story
Building Area	1,392 sqft Finished Area

Exterior

Architectural Style	Split Entry
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	14,490 sqft (0.332 acres)
Lot Dimensions	161 ft deep x 90 ft wide
Porch	Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	424231
Old Parcel Number	326381501
Street Address	190 CIRCLE DR
City	SHEPHERDSVILLE
State	KY
Zip	40165-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 191 SEC 6 WADE SUB
Legal Subdivision	WADE SUB
Legal Lot Number	191
Jurisdiction	BULLITT KY
Township / Civil Division	SHEPHERDSVILLE NORTHWEST
Census Block Group	1
Census Block	1005
Census Tract	20702

Owner

Source: Bullitt County records · APN 045-SWP-05-018

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	190 CIRCLE DR, SHEPHERDSVILLE, KY 40165-6107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Amount on Record
Deed Sale	Amount on Record
Deed Document Number	0000554228
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BULLITT KY
Property Address	190 CIRCLE DR, SHEPHERDSVILLE, KY 40165-6107
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 CIRCLE DR, SHEPHERDSVILLE, KY 40165-6107

Mortgage

Document Number	0M2293/509
Date	Feb 20, 2026
Book Page	M2293/509
Instrument	843469

Lender

Name	APCI FCU
Type	Credit Union
Address	LOUISVILLE, KY 40250

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 17, 2036

Tax Assessment & Valuation

Source: Bullitt County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Municipality	Shepherdsville City
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,835.00 (-0.65%)	$155,920 (-) Building $155,920	$155,920 (-) Building $155,920
2023	$1,847.00	$155,920 Building $155,920	$155,920 Building $155,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	12 (1997–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 277 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.