Hampden County and West Springfield Town City property record for 190 Chilson Rd, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,782 sqft · built 1964 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Nov 2016) |
| Tax Bill | $5,344 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-10650-0V-001 |
| Primary APN | 188-10650-0V-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 3,844 sqft |
| Basement Area | 698 sqft |
| Unfinished Basement | 698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,000 sqft (0.39 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 188-10650-0V-001 |
|---|---|
| Street Address | 190 CHILSON RD |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 10650 |
| Legal Lot Number | V |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 812401 |
190 Chilson Rd is owned and occupied by two individuals who bought it in November 2016.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 CHILSON RD, WEST SPRINGFIELD, MA 01089-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2016 · Amount on File |
| Deed Sale | Nov 22, 2016 · Amount on File |
| Prior Sale | Aug 22, 2014 · Amount on File |
| Deed Book / Page | 21457 / 26 |
| Transfer Doc | 020399-331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 190 CHILSON RD, WEST SPRINGFIELD, MA 01089-2145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22732-487 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 22732/487 |
| Instrument | 35222 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 190 Chilson Rd was $5,344, up 5.3% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,344.00 (+5.32%) | $381,200 (+11.72%) Land $142,500 Building $238,700 | $405,786 (-0.32%) |
| 2025 | $5,074.00 (-0.06%) | $341,200 (-0.47%) Land $129,500 Building $211,700 | $407,075 |
| 2024 | $5,077.00 (+6.64%) | $342,800 (+11.88%) Land $129,500 Building $213,300 | |
| 2023 | $4,761.00 | $306,400 Land $129,500 Building $176,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Chilson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Sep 1985 · Hurricane Gloria |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Chilson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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