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190 Chesser Loop Rd, Chelsea, AL 35043 Property Records

Shelby County property record for 190 Chesser Loop Rd, Chelsea, AL 35043 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,960 sqft · built 2015
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$203,720 (Jan 2015)
Tax Bill$1,378 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN098270006037000

Property Details

APN / Parcel Number

Primary APN098270006037000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Heated Area
1st Floor Area1,960 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialFiber Cement Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions93 ft deep x 82.3 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address190 CHESSER LOOP RD
CityCHELSEA
StateAL
Zip35043-8191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 27 19S 01W NBRHD: 17 CHELSEA FOOTHILLS / COTTAGES R-2
Legal Range01W
Legal Township19S
Legal Section27
Legal SubdivisionCOTTAGES AT CHESSER PH 2 AMENDED COTTAGE
Legal Lot Number131
JurisdictionSHELBY AL
Township / Civil DivisionCHELSEA
Census Block Group1
Census Block1027
Census Tract30215

Owner

Source: Shelby County records · APN 098270006037000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address190 CHESSER LOOP RD, CHELSEA, AL 35043-8191
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2015 · Amount on Record
Deed SaleJan 07, 2015 · Amount on Record
Deed Document Number20157670
Last Transfer DateOct 18, 2022
Transfer Doc0000399390
Record UpdatedJun 08, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY AL
Recording DateOct 24, 2022
Property Address190 CHESSER LOOP RD, CHELSEA, AL 35043-8191
Document Number0000399390
Map ReferenceMB 38 PG 49
Instrument DateOct 18, 2022
Instrument20221024000399390
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 CHESSER LOOP RD # 190, 190, CHELSEA, AL 35043-8191

Mortgage

Document Number0000399450
DateOct 24, 2022
Instrument20221024000399450
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2037

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityChelsea City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,378.00 (+4%)$31,320 (+0.84%)$313,100 (+0.8%) Land $75,000 Building $238,100
2023$1,325.00 Homeowner's exemption$31,060$310,600 Land $75,000 Building $235,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (01117C), updated January 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011170302151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2022, other causes

Wildfire

Wildfire RiskModerate
above 40% of the US · above 34% of Alabama
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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