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190 Charmer Trce, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 190 Charmer Trce, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2025
Square Footage2,362 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2025)
Tax Bill$4,505.00 (2025)

Property Details

APN / Parcel Number

Primary APN029015-1550

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures12 Plumbing Fixtures
Building Area2,362 sqft Living Area
Gross Area2,928 sqft Gross Area
1st Floor984 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area446 sqft Garage
Porch Area38 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address190 CHARMER TRCE
CityST AUGUSTINE
StateFL
Zip32092-1494
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description126/14-24 WHISPER CREEK PHASE 12 UNIT A LOT 155 OR6169/43
Legal SubdivisionWHISPER CREEK PHASE 12 UNIT A
Legal Block1
Legal Lot Number155
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4026

Owner

Source: St. Johns County records · APN 029015-1550

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address190 CHARMER TRCE, SAINT AUGUSTINE, FL 32092-1494
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2025 · Amount on Record
Deed SaleJun 18, 2025 · Amount on Record
Deed Doc Number202548193
Deed Book / Page6169 / 43
Record RefreshedJun 08, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 18, 2025
Property Address190 CHARMER TRCE, SAINT AUGUSTINE, FL 32092-1494
Document Number0061690043
Book / Page6169 / 43
Map ReferenceMB 126 PG 14
Instrument DateJun 16, 2025
Instrument2025048193
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 CHARMER TRCE, ST AUGUSTINE, FL 32092-1494

Mortgage

Document Number0000616947
DateJun 18, 2025
Instrument6169/47
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$363,703 (+263.7%) Land $105,000 Building $258,703$363,703 (+263.7%) Land $105,000 Building $258,703
2025$4,505.00$100,000$100,000 Land $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 763 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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