Sacramento County property record for 190 Chango Cir, Sacramento, CA 95835
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,822 sqft · built 2004 |
| Lot Size | 0.135 acres (5,857 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $649,000 (Jul 2022) |
| Tax Bill | $9,561 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone A99 (high risk) |
| APN | 201-1010-015-0000 |
| Primary APN | 201-1010-015-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,822 sqft Living Area |
| 1st Floor Area | 1,633 sqft |
| 2nd Floor Area | 1,189 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 5,857 sqft (0.135 acres) |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 190 CHANGO CIR |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95835-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-PUD |
| Legal Description | NATOMAS CREEK VILLAGE 1, LOT 193 |
| Legal Subdivision | NATOMAS CREEK VILLAGE 1 |
| Legal Lot Number | 193 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7108 |
190 Chango Cir is owned and occupied by two individuals who bought it in July 2022.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jul 12, 2022 | Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Feb 24, 2020 | Grant Deed, Transfer · Conventional with PMI COMMERCE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Feb 24, 2020 · Amount on File |
| Deed Book / Page | 20220712 / 926 |
| Prior Transfer Date | Oct 24, 2004 |
| Prior Transfer Doc | 2004003592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 190 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 190 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 0000001158 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 202104261158 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 12, 2022 |
| Property Address | 190 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 0000000926 |
| Map Reference | MB 326 PG 2 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022071200926 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 190 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 0000000927 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022071200927 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 190 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 190 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 4260000001158 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 20210426/1158 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 24, 2020 |
| Property Address | 190 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 2002241214 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 2002241214 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 CHANGO CIR SACRAMENTO CA 958352414, SACRAMENTO, CA 95835-2414 |
| Document Number | 2002241215 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2002241215 |
| Name | COMMERCE HM MTG |
|---|---|
| Address | IRVINE, CA 92606 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
The 2025 property tax bill for 190 Chango Cir was $9,561, up 3.8% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $688,723 (+2%) Land $148,569 Building $540,154 | |
| 2025 | $9,561.00 (+3.79%) | $675,219 Land $145,656 Building $529,563 |
| 2024 | $9,212.00 (-0.49%) | |
| 2023 | $9,257.00 (+26.12%) | $649,000 Land $140,000 Building $509,000 |
| 2022 | $7,340.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 190 Chango Cir in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 784 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 288 condo units |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Chango Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
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