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190 Chambers St, Unit 7, El Cajon, CA 92020 Property Records

San Diego County property record for 190 Chambers St, Unit 7, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 925 sqft · built 1985
Lot Size2.59 acres (113,220 sqft)
OwnerCompany Name on File
Last Sale$255,000 (Mar 2021)
Tax Bill$3,274 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN487-160-17-51

Property Details

APN / Parcel Number

Primary APN487-160-17-51

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area925 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area113,220 sqft

Location & Zoning

Street Address190 CHAMBERS ST, 7
CityEL CAJON
StateCA
Zip92020-3371
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US 7 PER DOCS05-937102&06-213105&UND INT IN BLDG F IN TR 015136
Legal SubdivisionLAS BRISAS
Legal Tract015136
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract16202

Owner

190 Chambers St, Unit 7 is owned by a company that bought it in March 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address555 N EL CAMINO REAL, A313, SAN CLEMENTE, CA 92672-6740
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2021 · Amount on File
Deed SaleMar 4, 2021 · Amount on File
Prior SaleDec 11, 2008 · Amount on File
Deed Document Number2021168819
Record UpdatedOct 29, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 4, 2021
Property Address190 CHAMBERS ST UNIT 7, 7, EL CAJON, CA 92020-3371
Document Number0000168819
Map ReferenceMAP 15136
Instrument DateFeb 24, 2021
Instrument2021-0168819
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY SD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 N EL CAMINO REAL # A313, A313, SAN CLEMENTE, CA 92672-6740
InvestorPossibly a Property Investor

Mortgage

Document Number0000168820
DateMar 4, 2021
Instrument2021-0168820
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.95%
Type Change DateMar 1, 2028
Change FrequencyMonthly
Min Rate At Change2.95%
Index1-Year CMT
Max Rate10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 190 Chambers St, Unit 7 was $3,274.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$281,535 (+2%) Land $97,077 Building $184,458
2025$3,274.00$276,016 Land $95,174 Building $180,842
2023$3,209.00 (+1.55%)$265,300 Land $91,479 Building $173,821
2022$3,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 190 Chambers St, Unit 7 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies47 units insured
incl. 46 condo units
Nearby Flood Claims14 (1980–2006)
Most Recent ClaimMar 2006
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 190 Chambers St, Unit 7 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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