Middlesex County and Concord Town property record for 190 Central St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,692 sqft · built 1914 |
| Lot Size | 0.27 acres (11,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Jul 1997) |
| Tax Bill | $182 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:10D B:2581 |
| Primary APN | CONC M:10D B:2581 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Living Area |
| Gross Area | 5,181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,742 sqft (0.27 acres) |
| Garage Type | Basement |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3747 |
|---|---|
| Street Address | 190 CENTRAL ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Block | 2581 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 361200 |
190 Central St is owned and occupied by two individuals who bought it in July 1997.
Source: Middlesex County and Concord Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 CENTRAL ST, CONCORD, MA 01742-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 1997 · Amount on File |
| Deed Sale | Jul 31, 1997 · Amount on File |
| Prior Sale | Mar 16, 1994 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 190 Central St was $182, down 99% from the year before.
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $182.00 (-98.97%) | $1,373,500 (+2.35%) Land $551,700 Building $821,800 | $1,175,055 |
| 2024 | $17,619.00 (+17.16%) | $1,341,900 (+15.64%) Land $551,700 Building $790,200 | |
| 2023 | $15,039.00 | $1,160,400 Land $501,500 Building $658,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Central St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 20 units insured incl. 16 condo units |
| Nearby Flood Claims | 2 (1990–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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