190 Cedar Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 190 Cedar Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,182 sqft · built 2025
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2026)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`2350-574-35-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-574-35-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,182 sqft Living Area
1st Floor Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	190 CEDAR LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	TRACT 1766 BIG BEAR PINES NO 2 LOTS 45 AND 46 BLK 52 EX RDS
Legal Subdivision	BIG BEAR PINES #2
Legal Tract	1766
Legal Block	52
Legal Lot Number	45,46
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2002
Census Tract	11407

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1753, BIG BEAR CITY, CA 92314-1753
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Grant Deed, Transfer ORANGE COAST TITLE COMPANY
Apr 22, 2026	Grant Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2023	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Dec 20, 2021	Grant Deed, Transfer ORANGE COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	2026102867
Prior Transfer Date	Feb 12, 2008
Prior Transfer Doc	0000078292
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2026
Property Address	190 CEDAR LN, SUGARLOAF, CA 92386
Document Number	0000102866
Instrument Date	Apr 21, 2026
Instrument	2026102866
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

April 2026: Grant Deed

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2026
Property Address	190 CEDAR LN, SUGARLOAF, CA 92386
Document Number	0000102867
Instrument Date	Mar 17, 2026
Instrument	2026102867
Record Updated	Jul 28, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,220.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000102868,
Date	Apr 22, 2026
Instrument	2026102868

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 29, 2023
Property Address	190 CEDAR LN, SUGARLOAF, CA 92386-9609
Document Number	0000321821
Map Reference	MB 25 PG 73&74
Instrument Date	Dec 13, 2023
Instrument	2023-0321821
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1274, BIG BEAR LAKE, CA 92315-1274

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 20, 2021
Property Address	CEDAR LN, SUGARLOAF, CA 92386
Document Number	0000566569
Map Reference	MB 25 PG 73&74
Instrument Date	Dec 6, 2021
Instrument	2021-0566569
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	18406 FRIAT ST, TARZANA, CA 91335-7037

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,000 (+55.52%) Land $103,000 Building $315,000
2025	$4,210.00 (+429.56%)	$268,780 (+427.02%) Land $100,980 Building $167,800
2023	$795.00 (+154.81%)	$51,000 Land $51,000
2022	$312.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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