190 Cedar Crest Rd, Nancy, KY 42544 Property Records

Wayne County property record for 190 Cedar Crest Rd, Nancy, KY 42544 · Last verified November 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	2,108 sqft Living Area
Lot Size	70,132 sqft (1.61 acres)
Garage	Detached, 960 sqft
Last Sale	$285,000 (2023)
Tax Bill	$2,584.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`048-20-01-013.02`
Alternative APNs	`13168` `44350` `44349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,108 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2009
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	70,132 sqft (1.61 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	960 sqft Garage
Porch	Porch
Porch Area	240 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	44349
Street Address	190 CEDAR CREST RD
City	NANCY
State	KY
Zip	42544-4423
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	CEDAR CREST SD
Legal Subdivision	CEDAR CREST
Jurisdiction	WAYNE KY
Minor Civil Division	MILL SPRINGS
Census Blockgroup	3
Census Block	3032
Census Tract	920102

Owner

Source: Wayne County records · APN 048-20-01-013.02

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	920 PALOMINO DR, VILLA HILLS, KY 41017-3761
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jul 25, 2011 · Amount on Record
Deed Doc Number	157544
Deed Book / Page	407 / 646
Record Refreshed	Jun 08, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Jul 10, 2023
Property Address	190 CEDAR CREST RD, NANCY, KY 42544-4423
Document Number	000407/646
Book / Page	407 / 646
Map Reference	CAB B SL 257
Instrument Date	Jun 16, 2023
Instrument	157544
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	920 PALOMINO DR, VILLA HILLS, KY 41017-3761

Mortgage

Document Number	0000157545
Date	Jul 10, 2023
Instrument	157545

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Jul 01, 2038
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.1%

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00 (+440.59%)	$285,000 (+197.81%)	$285,000 (+197.81%)
2023	$478.00 Homeowner's exemption	$95,700	$95,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (21231C), updated September 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.