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190 Cecile Ct, Bartow, FL 33830 Property Records

Polk County property record for 190 Cecile Ct, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 816 sqft · built 1954
Lot Size0.235 acres (10,228 sqft)
OwnerIndividual Name on Record
Tax Bill$2,562 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Apr 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-30-17-428300-004070

Property Details

APN / Parcel Number

Primary APN25-30-17-428300-004070
Alternative APNs
  • 173025428300004070
  • 73025000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialShingles
Construction TypeWood
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area10,228 sqft (0.235 acres)
Lot Dimensions113 ft deep x 94 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area2,011 sqft
CarportCarport
Carport Area2,011 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area324 sqft
Shed1 Shed
Utility Building48 sqft

Location & Zoning

Street Address190 CECILE CT
CityBARTOW
StateFL
Zip33830-7105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBELLAIRE HEIGHTS ADD PB 35 PG 45 BLK D LOT 7
Legal Range25E
Legal Township30S
Legal Section17
Legal SubdivisionBELLAIRE HEIGHTS ADDITION
Legal Tract428300
Legal BlockD
Legal Lot Number7
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1025
Census Tract15102

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4862 WALNUT CIR N, LAKELAND, FL 33810-2480
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
Apr 11, 2023Intrafamily Transfer, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Jan 12, 2018Grant Deed, Transfer
CERTIFIED DOCUMENT SOLUTIONS
Jan 12, 2018Quit Claim Deed, Mortgage · FHA Mortgage
NEW AMERICAN FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2023
Deed SaleApr 11, 2023
Prior SaleMay 16, 2005 · Amount on Record
Deed Document Number202382147
Deed Book / Page12646 / 1506
Prior Transfer DateMar 17, 2023
Prior Transfer Doc0000082147
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address190 CECILE CT, BARTOW, FL 33830-7105
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 CECILE CT, BARTOW, FL 33830-7105

Mortgage

Document Number0000252803
DateOct 27, 2025
Book Page13753/964
Instrument2025252803
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueNov 7, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateApr 11, 2023
Property Address190 CECILE CT, BARTOW, FL 33830-7105
Document Number0000082147
Book / Page12646 / 1506
Map ReferenceMB 35 PG 45
Instrument DateMar 17, 2023
Instrument2023082147
Transaction TypeTransfer
Record UpdatedApr 25, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address190 CECILE CT, BARTOW, FL 33830-7105

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 CECILE CT, BARTOW, FL 33830-7105

Mortgage

Document Number0126461509
DateApr 11, 2023
Instrument12646/1509
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2038

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJan 12, 2018
Property Address190 CECILE CT, BARTOW, FL 33830-7105
Document Number0103671170
Book / Page010367 / 001170
Instrument DateNov 30, 2017
Instrument9535
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanyCERTIFIED DOCUMENT SOLUTIONS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 CECILE CT BARTOW FL 338307105, BARTOW, FL 33830-7105

January 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJan 12, 2018
Property Address190 CECILE CT, BARTOW, FL 33830-7105
Document Number0103671173
Book / Page010367 / 001173
Instrument DateNov 29, 2017
Instrument9536
Transaction TypeMortgage
Record UpdatedJan 31, 2018
Title CompanyCERTIFIED DOCUMENT SOLUTIONS

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 CECILE CT BARTOW FL 338307105, BARTOW, FL 33830-7105

Mortgage

Document Number103671176
DateJan 12, 2018
Book Page010367/001176
Instrument9537
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 11, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,929 (+9.37%) Land $18,500 Building $131,429$149,929 (+0.37%) Land $18,500 Building $131,429
2025$2,562.00 (-7.31%)$137,088 (-5.37%)$149,374 (+3.11%) Land $18,500 Building $130,874
2024$2,764.00 (+8.31%)
2023$2,552.00 (+19.36%)$144,875 (+6.78%) Land $18,000 Building $126,875$144,875 (+6.78%) Land $18,000 Building $126,875
2022$2,138.00$135,674 Land $15,000 Building $120,674$135,674 Land $15,000 Building $120,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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