190 Castle Ln, Royal, AR 71968 Property Records

Garland County property record for 190 Castle Ln, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 4,266 sqft · built 1995
Lot Size	2.34 acres (102,366 sqft)
Owner	2 Individual Names on File
Last Sale	$13,000 (May 1995)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`100-18278-000`

Property Details

APN / Parcel Number

Primary APN	`100-18278-000`
Alternative APNs	`698209.0` `87437`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,266 sqft Living Area
1st Floor Area	3,006 sqft
Upper Floors Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	102,366 sqft (2.34 acres)
Terrain	Gentle Slope
Garage Type	Mixed
Garage Area	3,189 sqft
Carport	Carport
Carport Area	288 sqft
Driveway	Driveway
Driveway Area	2,816 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Enclosed Porch
Porch Area	60 sqft
Deck Area	232 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	698209.0
Street Address	190 CASTLE LN
City	ROYAL
State	AR
Zip	71968-8718
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW SE
Legal Range	21W
Legal Township	02S
Legal Section	35
Jurisdiction	GARLAND AR
Township / Civil Division	WHITTINGTON
Census Block Group	1
Census Block	1040
Census Tract	10302

Owner

190 Castle Ln, a rural home, is owned and occupied by two individuals who bought it in May 1995.

Source: Garland County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	190 CASTLE LN, ROYAL, AR 71968-8718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Quit Claim Deed, Construction Loan · Line of Credit MALVERN NAT'L BK
Dec 27, 2017	Loan Modification, Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 1995 · Amount on File
Deed Sale	May 2, 1995 · Amount on File
Deed Document Number	1622-000279
Record Updated	Jun 8, 2026

December 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Dec 16, 2019
Property Address	190 CASTLE LN, ROYAL, AR 71968-8718
Document Number	0041130693
Book / Page	004113 / 000693
Instrument Date	Nov 13, 2019
Transaction Type	Construction Loan
Record Updated	Mar 4, 2020
Title Company	GARLAND COUNTY TITLE COMPANY, GARLAND CNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 CASTLE LN ROYAL AR 719688718, ROYAL, AR 71968-8718

Mortgage

Document Number	41130696
Date	Dec 16, 2019
Book Page	004113/000696

Lender

Name	MALVERN NAT'L BK
Type	Bank
Address	HOT SPRINGS, AR 71901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 15, 2020

Interest

Rate Type	Adjustable Rate

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	190 CASTLE LN, ROYAL, AR 71968-8718
Document Number	0039110612
Book / Page	003911 / 000612
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 CASTLE LN ROYAL AR 719688718, ROYAL, AR 71968-8718

Mortgage

Document Number	0039110612
Date	Jan 2, 2018
Book Page	003911/000612

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	HOT SPRINGS, AR 71913

Agreement

Term	216 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 190 Castle Ln was $3,652 with a homeowner's exemption.

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 Homeowner's exemption	$117,190 Land $5,450 Building $111,740
2023	$3,420.00 Homeowner's exemption	$117,190 Land $5,450 Building $111,740	$585,950 Land $27,250 Building $558,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Castle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Castle Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wireless ETC.

Nearby Properties on Castle Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures