Westmoreland County property record for 190 Carpenter Ln, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (May 2023) |
| Tax Bill | $2,647 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Line of Credit + 6 more |
| APN | 54-03-14-0-185 |
| Primary APN | 54-03-14-0-185 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,552 sqft (0.265 acres) |
|---|---|
| Lot Dimensions | 129 ft deep x 89.4 ft wide |
| Street Address | 190 CARPENTER LN |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63-HOUSE 89.36 X 129.28 X IR |
| Legal Subdivision | OVERHOLT PLAT # 3 |
| Legal Lot Number | 63 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH HUNTINGDON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 803301 |
190 Carpenter Ln is owned and occupied by an individual who bought it in May 2023.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 CARPENTER LN, IRWIN, PA 15642-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage DOLLAR BANK FSB |
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB |
| May 26, 2023 | Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB |
| Jul 30, 2018 | Deed, Subdivision Related Transfer · FHA Mortgage SAIL MORTGAGE CORP |
| Feb 5, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage GOLDMAN SACHS BK USA |
| Jun 30, 2017 | Trustee's Deed, Construction Loan · Line of Credit GENESIS CAP MASTER FUND |
| Jun 21, 2017 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on File |
| Deed Sale | May 26, 2023 · Amount on File |
| Prior Sale | Jul 30, 2018 · Amount on File |
| Deed Document Number | 202312907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 190 CARPENTER LN, IRWIN, PA 15642-1240 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000028150 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 202107080028150 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 190 CARPENTER LN, IRWIN, PA 15642-1240 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000028265 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 202107090028265 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | May 26, 2023 |
| Property Address | 190 CARPENTER LN, IRWIN, PA 15642-1240 |
| Document Number | 0000012907 |
| Map Reference | VOL 13 PG 242&243 |
| Instrument Date | May 8, 2023 |
| Instrument | 202305260012907 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Title Company | AVENUE TO CLOSE SETTLEMENT SERVICES, AVENUE TO CLOSE STLMT SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 190 CARPENTER LN, IRWIN, PA 15642-1240 |
| Document Number | 0000012908 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 202305260012908 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 190 CARPENTER LN, NORTH HUNTINGDON, PA 15642-1240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011499 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 202004220011499 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | CANTON, OH 44711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jul 30, 2018 |
| Property Address | 190 CARPENTER LN, NORTH HUNTINGDON, PA 15642-1240 |
| Document Number | 0000023909 |
| Map Reference | VOL13 PG242&243 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 201807300023909 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 190 CARPENTER LN, IRWIN, PA 15642-1240 |
| Document Number | 0000023910 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 201807300023910 |
| Name | SAIL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Feb 5, 2018 |
| Property Address | 190 CARPENTER LN, NORTH HUNTINGDON, PA 15642-1240 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 3692 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2018 |
| Title Company | GREATER PITTSBURGH SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3008 THOMAS JEFFERSON DR CLAIRTON PA 150253264, CLAIRTON, PA 15025-3264 |
| Document Number | 0000003692 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 3692 |
| Name | GOLDMAN SACHS BK USA |
|---|---|
| Type | Bank |
| Address | WOODLAND HILLS, CA 91367 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 4, 2019 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jun 30, 2017 |
| Property Address | 190 CARPENTER LN, NORTH HUNTINGDON, PA 15642-1240 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 21641 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 10, 2019 |
| Title Company | GREATER PITTSBURGH SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3008 THOMAS JEFFERSON DR CLAIRTON PA 150253264, CLAIRTON, PA 15025-3264 |
| Document Number | 0000021641 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 21641 |
| Name | GENESIS CAP MASTER FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | WOODLAND HILLS, CA 91367 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 29, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jun 21, 2017 |
| Property Address | 190 CARPENTER LN, NORTH HUNTINGDON, PA 15642-1240 |
| Document Number | 0000020370 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 20370 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 OLD CLAIRTON RD #12A-116 PITTSBURGH PA 152363923, 12A-11, PITTSBURGH, PA 15236-3923 |
The 2026 property tax bill for 190 Carpenter Ln was $2,647, up 2.6% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | North Huntingdon Township |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,647.00 (+2.6%) | $18,930 Land $4,570 Building $14,360 | |
| 2025 | $2,580.00 (+8.36%) | $18,930 Land $4,570 Building $14,360 | |
| 2024 | $2,381.00 | $18,930 Land $4,570 Building $14,360 | |
| 1972 | $18,930 Land $4,570 Building $14,360 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 190 Carpenter Ln; there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Carpenter Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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