Fayette County property record for 190 Cameron Dr, Oakland, TN 38060
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,968 sqft · built 2005 |
| Lot Size | 0.394 acres (17,145 sqft) |
| Owner | Company Name on File |
| Last Sale | $224,900 (Mar 2020) |
| Tax Bill | $1,484 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086K-C-002.00 |
| Primary APN | 086K-C-002.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,448 sqft |
| 1st Floor Area | 844 sqft |
| Upper Floors Area | 1,124 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,145 sqft (0.394 acres) |
| Lot Dimensions | 214 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 100 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 190 CAMERON DR |
|---|---|
| City | OAKLAND |
| State | TN |
| Zip | 38060-3374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKLANDS RESERVE PB: 8 PG: 63 LOT: 101 PHASE V 17144 SQ FT |
| Legal Subdivision | OAKLANDS RESERVE |
| Legal Lot Number | 101 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 60403 |
Source: Fayette County records · APN 086K-C-002.00
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 190 CAMERON DR, OAKLAND, TN 38060-3374 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 03, 2020 | Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Mar 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2020 · Amount on Record |
| Deed Sale | Mar 03, 2020 · Amount on Record |
| Prior Sale | Mar 03, 2016 · Amount on Record |
| Deed Document Number | 20201488 |
| Transfer Doc | 000D772314 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 190 CAMERON DR, OAKLAND, TN 38060-3374 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000000918 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 21000918 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Mar 03, 2020 |
| Property Address | 190 CAMERON DR, OAKLAND, TN 38060-3374 |
| Document Number | 0000001488 |
| Map Reference | MB 8 PG 63 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 20001488 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.13 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 CAMERON DR, OAKLAND, TN 38060-3374 |
| Document Number | 0000001489 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 20001489 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 190 CAMERON DR, OAKLAND, TN 38060-3374 |
| Document Number | 0000001505 |
| Instrument Date | Mar 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 190 CAMERON DR OAKLAND TN 380603374, OAKLAND, TN 38060-3374 |
| Document Number | 0000001505 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 1505 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 13, 2034 |
Source: Fayette County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Municipality | Oakland Town |
| Unified School District | Fayette County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,975 (+47.85%) Land $15,000 Building $69,975 | $339,900 (+47.85%) Land $60,000 Building $279,900 | |
| 2024 | $1,484.00 | ||
| 2023 | $57,475 Land $10,000 Building $47,475 | ||
| 2021 | $229,900 Land $40,000 Building $189,900 |
Source: FEMA National Flood Hazard Layer as of July 31, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · other causes |
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 186 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OAKLAND WATER DEPT serves 15,443 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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