190 Buckner Br, Morehead, KY 40351 Property Records

Rowan County property record for 190 Buckner Br, Morehead, KY 40351

Property Summary

Property Type	General Agricultural/Rural
Details	1,472 sqft · built 1988
Lot Size	50 acres (2,178,000 sqft)
Owner	Individual Name on File
Tax Bill	$507 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-00 00 024.00`

Property Details

APN / Parcel Number

Primary APN	`090-00 00 024.00`
Alternative APNs	`4827` `4833` `5095`

Interior

Stories	1 Story
Building Area	1,472 sqft Total Area

Exterior

Year Built	Built 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,178,000 sqft (50 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	5095
Street Address	190 BUCKNER BR
City	MOREHEAD
State	KY
Zip	40351-9568
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	H GARAGE & 47A +- BUCKNER BRANCH
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	1
Census Block	1012
Census Tract	950100

Owner

190 Buckner Br, an agricultural property, is owned and occupied by an individual.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	190 BUCKNER BR, MOREHEAD, KY 40351-9568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000137426
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	190 BUCKNER BR, MOREHEAD, KY 40351-9568
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 BUCKNER BR, MOREHEAD, KY 40351-9568

Mortgage

Document Number	00A486/148
Date	Oct 21, 2025
Book Page	A486/148
Instrument	2041447

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	190 BUCKNER BR, MOREHEAD, KY 40351-9568
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A414/795
Date	Feb 19, 2020
Book Page	A414/795
Instrument	2003891

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	190 BUCKNER BR, MOREHEAD, KY 40351-9568
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	NOT AVAILABLE, MILESTONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A445/110
Date	Jan 31, 2022
Book Page	A445/110
Instrument	2014744

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 190 Buckner Br was $507 with a homeowner's exemption.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$507.00 Homeowner's exemption	$109,650 Land $94,650 Building $15,000	$184,600 Land $92,800 Building $91,800
2023	$387.00 Homeowner's exemption	$91,730 Land $76,730 Building $15,000	$121,300 Land $47,420 Building $73,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Buckner Br in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2001–2017)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Buckner Br is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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